First Guaranty Bancshares Reports Q2 2026 Financial Results

What Happened

• First Guaranty Bancshares, Inc. (FGBI) filed a Form 8-K on July 27, 2026 (Item 2.02) announcing its financial results for the six months ended June 30, 2026.
• The company attached a press release titled "First Guaranty Bancshares, Inc. Announces Second Quarter 2026 Financial Results" (Exhibit 99.1) and a Letter to Shareholders dated July 27, 2026 (Exhibit 99.2).
• The filing was signed by Eric J. Dosch, Chief Financial Officer, on July 27, 2026. The press release exhibit is furnished (not “filed”) and is therefore not subject to Section 18 liability or incorporated by reference into Securities Act filings.

Key Details

• Filing date: July 27, 2026 (Form 8-K).
• Reporting period: six months ended June 30, 2026 (second quarter / half‑year results).
• Exhibits: Exhibit 99.1 — Press Release (Q2 2026 results); Exhibit 99.2 — Letter to Shareholders (both dated July 27, 2026).
• The shareholder letter contains forward‑looking statements and standard cautionary language referencing the company’s Form 10‑K and other SEC filings.

Why It Matters

• This 8‑K provides investors with the company’s latest earnings and financial condition for Q2 / the first half of 2026; the press release and shareholder letter should be reviewed for the specific revenue, earnings, balance sheet and management commentary.
• Because the press release is furnished rather than filed, it is presented for investor information but is not treated as legally “filed” under Section 18 and is not incorporated by reference into Securities Act filings.
• Shareholders and potential investors should read the enclosed exhibits and the company’s other SEC filings (including the Form 10‑K) for full financial details and related risk disclosures.