Armour Residential REIT, Inc. 8-K

What Happened

• Armour Residential REIT, Inc. (ARMOUR) filed an 8-K on December 23, 2025 announcing a monthly cash dividend guidance of $0.24 per share for January 2026. The dividend has a record date of January 15, 2026 and a payment date of January 29, 2026. A press release is attached as Exhibit 99.1.
• Separately, Armour Capital Management LP (ACM) notified ARMOUR it is terminating its voluntary waiver of a portion of the Base Management Fee under the Eighth Amended and Restated Management Agreement. The termination applies to Base Management Fee amounts that become due and payable after February 1, 2026 (relating to services for January 2026).

Key Details

• Dividend: $0.24 per share for the month of January 2026.
• Record date: January 15, 2026; Payment date: January 29, 2026.
• Management fee change: ACM ends its partial waiver effective for fees payable after February 1, 2026 (for January 2026 services).
• Filing date / signature: 8-K filed December 23, 2025; signed by CFO Gordon M. Harper.

Why It Matters

• The dividend guidance confirms ARMOUR intends to pay its monthly cash distribution for January 2026 at $0.24 per share, information investors use to assess near-term income and yield.
• The end of ACM’s fee waiver means ARMOUR may incur higher management fees starting with amounts payable after February 1, 2026, which could affect net income available for future dividends or other uses. Investors should monitor subsequent reports for the dollar impact on expenses and distributable cash.