MERCANTILE BANK CORP 8-K

What Happened
Mercantile Bank Corporation (MBWM) filed a Form 8-K on January 20, 2026 reporting its results of operations and financial condition for the quarter and year ended December 31, 2025 (Item 2.02). The company issued a press release announcing its earnings (furnished as Exhibit 99.1) and provided a conference call and webcast presentation management will use for its Fourth Quarter 2025 call on January 20, 2026 at 10:00 a.m. Eastern Time (Exhibit 99.2). The presentation may also be used in other investor and stakeholder communications and is available at http://ir.mercbank.com. The filing also includes Regulation FD disclosure (Item 7.01). The exhibits are furnished and, per Form 8-K instruction, are not deemed “filed” for Section 18 liability.

Key Details

• Press release announcing Q4 and full‑year 2025 results issued January 20, 2026 (Exhibit 99.1).
• Conference call and webcast presentation dated January 20, 2026; call scheduled for Jan 20 at 10:00 a.m. ET (Exhibit 99.2).
• Presentation is available on the company’s investor website: http://ir.mercbank.com.
• Items reported on the Form 8‑K: Item 2.02 (Results of Operations) and Item 7.01 (Regulation FD Disclosure); exhibits furnished, not “filed” under Section 18.

Why It Matters
This filing signals that Mercantile has released its official quarterly and annual financial results and will discuss them with investors on a scheduled call — both of which can affect the stock price and investor decisions. Retail investors should review the press release and the conference presentation (or listen to the call) to see the company’s reported earnings, revenue, trends, and management commentary; the 8-K itself notifies you those materials are available but does not include the full financial figures.