AMES NATIONAL CORP 8-K

What Happened
Ames National Corporation (Nasdaq: ATLO) filed an 8-K on January 23, 2026 to announce its financial results for the three months and the year ended December 31, 2025. The company issued a News Release and furnished an investor presentation dated January 23, 2026 that summarize those results and related financial information.

Key Details

• The 8-K covers reported financial results for the quarter and fiscal year ended December 31, 2025 (News Release furnished as Exhibit 99.1).
• An investor presentation with the same dated materials was also furnished (Exhibit 99.2) and may be used at upcoming investor meetings.
• The materials were furnished under Items 2.02 (Results of Operations and Financial Condition) and 7.01 (Regulation FD Disclosure) and are not being "filed" for purposes of Section 18 of the Exchange Act.

Why It Matters
This filing signals that updated earnings and year‑end financial metrics are available; investors should review the News Release and investor presentation for details on revenue, net income, loan and deposit trends, capital ratios, and guidance (if provided). Because the materials are furnished rather than filed, investors should rely on the provided documents for the company’s reported results and monitor future filings (e.g., Form 10-K or 10-Q) for audited and formally filed financial statements.