USCB FINANCIAL HOLDINGS, INC.·4

Jan 26, 2:41 PM ET

COLLAZO ANDRES 4

4 · USCB FINANCIAL HOLDINGS, INC. · Filed Jan 26, 2026

Research Summary

AI-generated summary of this filing

Updated

USCB Exec VP Andres Collazo Sells 281 Shares for Tax Withholding

What Happened
Andres Collazo, Executive Vice President of Operations & IT at USCB Financial Holdings (USCB), had 281 shares disposed on January 22, 2026 to satisfy tax withholding obligations related to equity awards. The shares were valued at $20.70 each, for a total of $5,817. This was a tax-withholding disposition (code F), not an open-market sale or a purchase.

Key Details

  • Transaction date and price: January 22, 2026 — 281 shares at $20.70 ($5,817 total).
  • Transaction code: F (payment of exercise price or tax liability / tax withholding).
  • Shares owned after transaction: not specified in this Form 4 filing.
  • Filing date: January 26, 2026 — filed within the SEC’s two-business-day window (timely).
  • Footnotes of the filing (summary):
    • F1 lists multiple restricted stock grants with staggered vesting (includes 948 of 2,846; 1,763 of 5,289; 10,000 of 15,000; and 4,042 of 6,064 shares associated with different vesting start dates).
    • F2 and F3 describe option grants that vest one-third per year (commencing Sept 27, 2022 and April 25, 2017, respectively).

Context
Code F typically reflects shares withheld to cover taxes when restricted stock vests (a routine administrative action). These transactions are generally not interpreted as a directional bet on the stock by the insider. The filing’s footnotes indicate multiple ongoing restricted-stock and option vesting schedules underlying the withholding.

Insider Transaction Report

Form 4
Period: 2026-01-22
COLLAZO ANDRES
EVP, Operations & IT
Transactions
  • Tax Payment

    Class A Voting Common Stock

    [F1]
    2026-01-22$20.70/sh281$5,81726,827 total
Holdings
  • Options to Purchase Class A Voting Stock

    [F2]
    Exercise: $12.05From: 2022-09-27Exp: 2031-09-27Class A Voting Common Stock (30,000 underlying)
    30,000
  • Options to Purchase Class A Voting Stock

    [F3]
    Exercise: $7.50From: 2017-04-25Exp: 2026-04-25Class A Voting Common Stock (8,000 underlying)
    8,000
Footnotes (3)
  • [F1]Includes 948 shares of restricted stock from a grant of 2,846 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,763 shares of restricted stock from a grant of 5,289 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 10,000 shares of restricted stock from a grant of 15,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025 and 4,042 shares of restricted stock from a grant of 6,064 shares which commenced vesting at a rate of one-third per year commencing on January 21, 2026.
  • [F2]The options vested at the rate of one-third per year commencing on September 27, 2022.
  • [F3]The options vested at a rate of one-third per year commencing on April 25, 2017.
Signature
/s/ Robert Anderson by P.O.A. for Andres Collazo|2026-01-26

Documents

1 file
  • 4
    rdgdoc.xmlPrimary

    FORM 4