DE LA AGUILERA LUIS 4

4 · USCB FINANCIAL HOLDINGS, INC. · Filed Jan 26, 2026

AI-generated summary of this filing

Updated Jan 26, 2026

USCB CEO Luis De La Aguilera Sells 1,511 Shares for Tax Withholding

What Happened

Luis De La Aguilera, President, CEO and a director of USCB Financial Holdings (USCB), disposed of 1,511 shares on January 22, 2026. The shares were recorded at $20.70 each for a total value of $31,278. The transaction is coded "F" on the Form 4, indicating a payment of tax liability (i.e., shares surrendered to satisfy withholding), not an open-market sale.

Key Details

Transaction date and price: 2026-01-22 at $20.70 per share; total $31,278.
Transaction code: F — payment of exercise price or tax liability (tax withholding).
Shares owned after transaction: not specified in the Form 4 filing.
Filing timeliness: Reported on 2026-01-26; filed within the SEC Form 4 two-business-day deadline for a Jan 22 transaction.
Notable footnotes from the filing:
- F1: References multiple restricted stock grants and vesting tranches (17,082; 4,045; 7,892; 41,666 shares) that began vesting at various dates, totaling 70,685 referenced restricted shares across grants.
- F2–F4: Describe separate option grants that vest over multi-year schedules (25% per year from 2017 or one-third per year from 2020 and 2022).

Context

This was a routine disposition to satisfy tax withholding obligations tied to equity awards (code F), not a market sale intended as a signal of sentiment. For retail investors, such transactions typically reflect standard administrative actions around vesting or option exercises rather than a directional bet by the insider.

Form 4

Period: 2026-01-22

DirectorPresident and CEO

Transactions

Tax Payment
Class A Voting Common Stock
[F1]
2026-01-22$20.70/sh−1,511$31,278→ 218,261 total

Holdings

Stock Option (Right to Buy)
[F3]
Exercise: $11.35From: 2020-09-23Exp: 2029-09-23→ Common Stock (40,000 underlying)
40,000
Stock Option (Right to Buy)
[F4]
Exercise: $12.05From: 2022-09-27Exp: 2031-09-27→ Common Stock (160,000 underlying)
160,000
Stock Option (Right to Buy)
[F2]
Exercise: $7.50From: 2017-04-01Exp: 2026-04-01→ Common Stock (10,000 underlying)
10,000

Footnotes (4)

[F1]Includes 17,082 shares of restricted stock from a grant of 25,653 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 4,045 shares of restricted stock from a grant of 12,136 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 7,892 shares of restricted stock from a grant of 23,678 shares which commenced vesting at a rate of one-third per year on March 8, 2024, and 41,666 shares of restricted stock from a grant of 125,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024.
[F2]The stock options vested at the rate of 25% per year commencing on April 1, 2017.
[F3]The stock options vested at the rate of one-third per year commencing on September 23, 2020.
[F4]The stock options vested at the rate of one-third per year commencing on September 27, 2022.

Signature

/s/ Robert Anderson by P.O.A. for Luis de la Aguilera|2026-01-26

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