USCB FINANCIAL HOLDINGS, INC.·4

Jan 28, 3:42 PM ET

BUSTLE NICHOLAS 4

4 · USCB FINANCIAL HOLDINGS, INC. · Filed Jan 28, 2026

Research Summary

AI-generated summary of this filing

Updated

USCB FINANCIAL (USCB) EVP Nicholas Bustle Receives Award

What Happened
Nicholas Bustle, EVP and Chief Lending Officer of USCB Financial Holdings, was granted 7,015 shares of restricted common stock on 2026-01-27. The grant is reported at $0 (typical for restricted stock awards on Form 4) and will vest at a rate of one-third per year beginning January 27, 2027. This is a compensation award rather than an open-market purchase or sale.

Key Details

  • Transaction date: 2026-01-27; reported on Form 4 filed 2026-01-28 (timely filing).
  • Transaction type/code: A — Award/Grant of restricted stock.
  • Shares granted: 7,015; price reported: $0; total reported value: $0.
  • Vesting: One-third per year commencing Jan 27, 2027 (see footnote F1).
  • Shares owned after transaction: Not specified in the supplied summary of the filing.
  • Related footnotes: F2 summarizes previously granted restricted shares from multiple prior grants that are in various vesting schedules; F3 and F4 note option vesting rates from earlier grants.
  • No 10b5-1 plan, tax-withholding sale, or cashless exercise is indicated in this transaction.

Context
Restricted stock awards are common executive compensation and are subject to vesting conditions; they do not represent an immediate sale or open-market purchase. Because the shares vest over time, this grant is a retention/compensation action rather than a direct signal to buy or sell stock. The filing also references earlier grants and option grants with staggered vesting schedules (see footnotes), which affect the insider’s future taxable events and potential share availability as vesting occurs.

Insider Transaction Report

Form 4
Period: 2026-01-27
BUSTLE NICHOLAS
EVP and Chief Lending Officer
Transactions
  • Award

    Class A Voting Common Stock

    [F1][F2]
    2026-01-27+7,01547,416 total
Holdings
  • Class A Voting Common Stock

    (indirect: By daughters)
    9,820
  • Class A Voting Common Stock

    (indirect: By Spouse)
    6,250
  • Stock Option (Right to Buy)

    [F3]
    Exercise: $11.35From: 2020-04-17Exp: 2029-04-17Common Stock (30,000 underlying)
    30,000
  • Stock Option (Right to Buy)

    [F4]
    Exercise: $12.05From: 2022-09-27Exp: 2031-09-27Common Stock (40,000 underlying)
    40,000
Footnotes (4)
  • [F1]Represents the grant of 7,015 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027.
  • [F2]Includes 4,631 shares of restricted stock from a grant of 6,947 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 1,087 shares of restricted stock from a grant of 3,261 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 2,039 shares of restricted stock from a grant of 6,117 shares which commenced vesting at a rate of one-third per year on March 8, 2024 and 13,333 shares of restricted stock from a grant of 20,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025.
  • [F3]The stock options vested at the rate of one-third per year commencing on April 17, 2020.
  • [F4]The stock options vest at the rate of one-third per year commencing on September 27, 2022.
Signature
/s/ Robert Anderson by P.O.A. for Nicholas Bustle|2026-01-28

Documents

1 file
  • 4
    rdgdoc.xmlPrimary

    FORM 4