USCB FINANCIAL HOLDINGS, INC.·4

Jan 28, 3:50 PM ET

GUERRA-KATTOU MARTHA 4

4 · USCB FINANCIAL HOLDINGS, INC. · Filed Jan 28, 2026

Research Summary

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USCB EVP Martha Guerra-Kattou Receives 6,217-Share Award

What Happened Martha Guerra-Kattou, Executive Vice President, Sales and Marketing of USCB Financial Holdings, was granted 6,217 restricted shares on January 27, 2026. The shares were issued at $0.00 (standard for restricted stock awards) and will vest at a rate of one-third per year beginning January 27, 2027. This is an equity award (transaction code A), not a purchase or sale.

Key Details

  • Transaction date: 2026-01-27; reported on Form 4 filed 2026-01-28 (timely filing).
  • Grant details: 6,217 restricted shares, $0.00 per share (award value reflects grant, market value depends on stock price).
  • Vesting: One-third per year commencing January 27, 2027 (see footnote F1).
  • Existing restricted shares: Footnote F2 lists prior unvested restricted stock from earlier grants (totals from prior grants include 885, 1,645, 13,333 and 3,938 shares from various grants with their own vesting start dates).
  • Options: Footnote F3 notes earlier options vested at one-third per year beginning January 22, 2022.
  • No sale or purchase occurred; this is an equity compensation award (not a sign of immediate buying or selling).

Context Restricted stock awards are compensation and typically cannot be sold until vested; vesting schedules matter more than the grant date for potential future sales. Because this is a grant (not a market purchase), it indicates compensation alignment with the company rather than an insider buying shares on the open market.

Insider Transaction Report

Form 4
Period: 2026-01-27
GUERRA-KATTOU MARTHA
EVP, Sales and Marketing
Transactions
  • Award

    Class A Voting Common Stock

    [F1][F2]
    2026-01-27+6,21741,039 total
Holdings
  • Options to Purchase Class A Voting Stock

    [F3]
    Exercise: $12.05From: 2022-09-27Exp: 2031-09-27Class A Voting Common Stock (40,000 underlying)
    40,000
Footnotes (3)
  • [F1]Represents the grant of 6,217 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027.
  • [F2]Includes 885 shares of restricted stock from a grant of 2,655 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,645 shares of restricted stock from a grant of 4,933 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 13,333 shares of restricted stock from a grant of 20,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025 and 3,938 shares of restricted stock from a grant of 5,907 shares which commenced vesting at a rate of one-third per year on January 21, 2026.
  • [F3]The options vested at a rate of one-third per year commencing on January 22, 2022.
Signature
/s/ Robert Anderson by P.O.A. for Martha Guerra-Kattou|2026-01-28

Documents

1 file
  • 4
    rdgdoc.xmlPrimary

    FORM 4