Howard Jeffrey A. 4

What Happened

• Jeffrey A. Howard, President & CEO and a director of Atlanticus Holdings Corp (ATLC), had 2,885 shares of common stock withheld to satisfy tax withholding upon the vesting of a restricted stock award. The withholding was recorded as a disposition at $47.96 per share, totaling $138,365.

Key Details

• Transaction date: March 13, 2026; Form 4 filed: March 17, 2026 (timely within 2 business days).
• Price per share: $47.96; total value of shares withheld/disposed: $138,365.
• Shares owned after transaction: not specified in this Form 4.
• Transaction code: F — shares withheld to satisfy tax withholding on vesting.
• Footnote: Withholding based on the closing price of Atlanticus common stock on March 13, 2026.

Context

• This was not an open-market sale but a routine tax-withholding disposition tied to vesting of a restricted stock award; such withholdings are administrative and generally not interpreted as a negative signal about the insider’s view of the company.