NexPoint Real Estate Finance, Inc.·4

Apr 6, 9:44 PM ET

Richards Paul 4

4 · NexPoint Real Estate Finance, Inc. · Filed Apr 6, 2026

Research Summary

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NexPoint (NREF) CFO Paul Richards Exercises RSUs and Surrenders Shares

What Happened
Paul Richards (Chief Financial Officer; Executive VP—Finance; Assistant Secretary & Treasurer) received a new grant of 61,347 restricted stock units (RSUs) on April 2, 2026. Prior RSU tranches vested and were converted to common shares on April 3 and April 4, 2026 (21,981 shares converted total). To satisfy tax withholding, Richards surrendered 6,825 shares on April 3 and 4,044 shares on April 4 at $13.36 per share, totaling 10,869 shares withheld for approximately $145,210. Net shares delivered to him from the conversions were 11,112 shares (21,981 converted minus 10,869 withheld). These were compensation/vesting events rather than open-market purchases or voluntary sales.

Key Details

  • Transaction dates: April 2–4, 2026; Form 4 filed April 6, 2026 (filing covers all events).
  • Grants and conversions:
    • Apr 2, 2026: Grant of 61,347 RSUs (new award; 1/4 vests each year per footnote).
    • Apr 3, 2026: 15,087 RSUs converted; 6,825 shares surrendered for tax withholding @ $13.36 = $91,182.
    • Apr 4, 2026: 6,894 RSUs converted; 4,044 shares surrendered for tax withholding @ $13.36 = $54,028.
  • Total surrendered for taxes: 10,869 shares for ~$145,210.
  • Shares owned after the transactions: not specified in the provided filing details.
  • Relevant footnotes: describe RSU vesting schedules (April 2, 2026 grant vests quarterly over 2027–2030; prior grants from Apr 3, 2025 and Apr 4, 2023 had scheduled vesting that explains the conversions).
  • No late-filing flag indicated; Form 4 filed April 6, 2026 covering transactions from Apr 2–4, 2026.

Context

  • Codes: M = exercise/conversion of a derivative (here, RSUs converting to common shares); F = payment of exercise price or tax liability (shares surrendered to cover withholding). This is a common cashless settlement method for RSUs: shares are issued on vesting and a portion is immediately retained/surrendered to cover taxes.
  • These actions are routine compensation-related events rather than open-market buys or discretionary sales, and therefore are not a direct bullish or bearish signal about the stock.

Insider Transaction Report

Form 4
Period: 2026-04-02
Richards Paul
See Remarks
Transactions
  • Exercise/Conversion

    Common Stock

    [F1]
    2026-04-03+15,08769,667 total
  • Tax Payment

    Common Stock

    2026-04-03$13.36/sh6,825$91,18262,842 total
  • Exercise/Conversion

    Common Stock

    [F1]
    2026-04-04+6,89469,736 total
  • Tax Payment

    Common Stock

    2026-04-04$13.36/sh4,044$54,02865,692 total
  • Award

    Restricted Stock Units

    [F1][F2]
    2026-04-02+61,34761,347 total
    Common Stock (61,347 underlying)
  • Exercise/Conversion

    Restricted Stock Units

    [F1][F3]
    2026-04-0315,08745,258 total
    Common Stock (15,087 underlying)
  • Exercise/Conversion

    Restricted Stock Units

    [F1][F4]
    2026-04-046,8946,894 total
    Common Stock (6,894 underlying)
Holdings
  • Common Stock

    (indirect: By 401(k))
    7,498
  • Common Stock

    (indirect: By IRA)
    879
Footnotes (4)
  • [F1]Each restricted stock unit represents a contingent right to receive one share of common stock of NexPoint Real Estate Finance, Inc.
  • [F2]On April 2, 2026, the reporting person was granted 61,347 restricted stock units. The restricted stock units vest one-fourth on April 2, 2027, one-fourth on February 15, 2028, one-fourth on February 15, 2029 and one-fourth on February 15, 2030. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash.
  • [F3]On April 3, 2025, the reporting person was granted 60,345 restricted stock units. The restricted stock units vested one-fourth on April 3, 2026 and will vest one-fourth on February 15, 2027, one-fourth on February 15, 2028 and one-fourth on February 15, 2029. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash.
  • [F4]On April 4, 2023, the reporting person was granted 27,578 restricted stock units. The restricted stock units vested one-fourth on April 4, 2024, one-fourth on April 4, 2025 and one-fourth on April 4, 2026 and will vest one-fourth on April 4, 2027. Settlement will generally occur within 10 days of vesting and may at the discretion of the Compensation Committee be settled in cash.
Signature
/s/ Paul Richards|2026-04-06

Documents

1 file
  • 4
    rdgdoc.xmlPrimary

    FORM 4