QUAINT OAK BANCORP, INC.·4

May 12, 1:43 PM ET

GONZALEZ WILLIAM R 4

4 · QUAINT OAK BANCORP, INC. · Filed May 12, 2026

Research Summary

AI-generated summary of this filing

Updated

Quaint Oak (QNTO) President William R. Gonzalez Sells 304 Shares

What Happened
William R. Gonzalez, President and a director of Quaint Oak Bancorp, sold/was deemed to have disposed of 304 shares at $17.54 per share on May 10, 2026, for a total of about $5,332. The filing indicates this disposition was solely to satisfy a tax obligation tied to a distribution from a stock benefit plan (transaction code F).

Key Details

  • Transaction date: May 10, 2026; reported on Form 4 filed May 12, 2026 (timely).
  • Price and proceeds: 304 shares at $17.54/share → ≈ $5,332.
  • Transaction code: F — shares surrendered to cover tax withholding for a stock benefit distribution (per footnote F1).
  • Shares owned after the transaction: not specified in the summary information provided.
  • Related footnotes: grant and vesting details referenced (F2–F7) describe various stock awards and vesting schedules held by the reporting person and plan accounts.

Context
This was a tax-withholding disposition (shares surrendered to meet tax obligations on a benefit distribution), a routine administrative transaction and not an open-market sale that necessarily signals a change in the insider’s view of the company. For retail investors, outright purchases by insiders tend to be more informative than withholding sales; this filing primarily documents compensation plan mechanics and tax compliance.

Insider Transaction Report

Form 4
Period: 2026-05-10
GONZALEZ WILLIAM R
DirectorPresident
Transactions
  • Tax Payment

    Common Stock

    [F1][F2]
    2026-05-10$17.54/sh304$5,33216,054 total
Holdings
  • Common Stock

    [F3]
    (indirect: By 401(k))
    18,749.422
  • Common Stock

    [F4]
    (indirect: By ESOP)
    13,090.886
  • Common Stock

    [F4]
    (indirect: By Spouse)
    1,203.125
  • Employee Stock Option (Right to Buy)

    [F5]
    Exercise: $13.30From: 2023-05-09Exp: 2028-05-09Common Stock (11,220 underlying)
    11,220
  • Employee Stock Option (Right to Buy)

    [F6]
    Exercise: $10.15Exp: 2035-09-05Common Stock (7,000 underlying)
    7,000
  • Employee Stock Option (Right to Buy)

    [F7]
    Exercise: $18.00Exp: 2033-05-10Common Stock (15,000 underlying)
    15,000
Footnotes (7)
  • [F1]Disposition solely to meet tax obligation for distribution from stock benefit plan.
  • [F2]Includes 2,000 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on September 5, 2026 and 1,800 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 4,500 shares that commenced vesting at a rate of 20% per year on May 10, 2024.
  • [F3]Includes shares acquired in the Issuer's 401(k) Plan since the last filed Form 4. Based on a report dated May 11, 2026.
  • [F4]Includes shares allocated to the reporting person's and the reporting person's spouse's ESOP account since the last filed Form 4.
  • [F5]The options vested at a rate of 20% per year commencing on May 9, 2019 and were fully vested as of May 9, 2023.
  • [F6]The options are vesting at a rate of 20% per year commencing on September 5, 2026.
  • [F7]The options are vesting at a rate of 20% per year commencing May 10, 2024.
Signature
/s/ William R. Gonzalez|2026-05-12

Documents

1 file
  • 4
    rdgdoc.xmlPrimary

    FORM 4