UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of ~~Earliest~~earliest ~~Event~~event ~~Reported~~reported): ~~April~~ 23May 20, 2026

ECB BANCORP, INC.

(Exact Name of Registrant as Specified in Its Charter)

Maryland	001-41456	88-1502079
(State or Other Jurisdiction	(Commission	(IRS Employer
(State or other jurisdiction of	(Commission	(IRS Employer
of Incorporation or Organization)	File Number)	Identification No.)
incorporation or organization)	File Number)	Identification No.)

419 Broadway, Everett, Massachusetts 02149

(Address of principal executive offices) (Zip Code)

(617) 387-1110

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	ECBK	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 25.0207 Submission ~~Results~~ of ~~Operations~~Matters ~~and~~to ~~Financial~~a ~~Condition~~Vote of Security Holders.

OnThe ~~April~~annual ~~23,~~meeting ~~2026,~~of the stockholders of ECB Bancorp, Inc., (the ~~holding~~"Company") ~~company~~was ~~for~~held ~~Everett~~on ~~Co-operative~~May ~~Bank~~20, ~~issued~~2026. aThe ~~press~~final ~~release~~results ~~announcing~~of ~~its~~the ~~financial~~vote ~~results~~for ateach ~~and~~of ~~for~~ the ~~three~~matters ~~months~~submitted ~~ended~~to ~~March~~a ~~31,~~vote ~~2026.~~of stockholders at the annual meeting are as follows:

A 1. The ~~copy~~following ofindividuals ~~the~~were ~~press~~elected ~~release announcing the results is included~~ as ~~Exhibit~~directors, ~~99.1~~each tofor ~~this~~a ~~Current Report on Form 8~~three-Kyear ~~and~~term ~~shall~~or ~~not~~until betheir ~~deemed~~successors ~~“filed”~~are ~~for~~duly ~~purposes~~elected ofand ~~Section 18 of the Securities Exchange Act of 1934~~qualified, ~~nor shall it be deemed incorporated~~ by ~~reference in any filing under~~ the ~~Securities~~following ~~Act of 1933.~~vote:

Item 9.01 Financial Statements and Exhibits

	FOR	WITHHELD
Joseph Sachetta	4,030,944	1,060,589
Susan Sgroi	3,931,127	1,160,406

~~(d)~~There ~~Exhibits~~were 1,879,363 broker non-votes on the proposal.

	99.1	Press release dated April 23, 2026
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

2. The appointment of Wolf & Company, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026 was ratified by stockholders by the following vote:

FOR	AGAINST	ABSTAIN
6,952,190	2,050	16,656

There were no broker non-votes on the proposal.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

	ECB BANCORP, INC.
Date: April 23, 2026	By: /s/Brandon N. Lavertu
Date: May 21, 2026	By: /s/ Brandon N. Lavertu
	Brandon N. Lavertu
	Executive Vice President and Chief Financial Officer

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