EDWARDS ROBERT A. 4

What Happened
Robert A. Edwards, EVP and Chief Risk Officer of United Community Banks (UCB), was granted 5,848 restricted stock units (RSUs) on 2026-02-12. The Form 4 reports an acquisition (award) at $0.00 per share (total $0), indicating a compensation grant rather than a purchase. This is not a sale; it is a time‑based equity award intended as long‑term compensation.

Key Details

• Transaction date: 2026-02-12; Form 4 filed: 2026-02-17 (appears filed after the standard 2-business‑day window).
• Award: 5,848 RSUs at $0.00 per share (grant value on the form shown as $0).
• Vesting/footnote: RSUs vest 25% on Feb 15 of 2027, 2028, 2029 and 2030 (see footnote F1).
• Shares owned after the transaction: not specified in the provided filing details.
• Filing accession: 0001443717-26-000003.

Context
RSU grants like this are common long‑term incentive compensation for executives and typically vest over multiple years; they do not represent an immediate cash transaction or a market purchase/sale. Because this is a grant (not a purchase), it should be viewed as compensation, not a direct signal of the insider buying or selling stock.