Live Oak Bancshares, Inc. 8-K

What Happened Live Oak Bancshares, Inc. announced its financial results for the second quarter ended June 30, 2026 in a press release dated July 22, 2026. The company filed Form 8-K (Item 2.02) on July 22, 2026 to report the quarterly results and attached the press release as Exhibit 99.1. The filing notes the included press release is not being “filed” for purposes of Section 18 of the Exchange Act and is incorporated by reference only as specified.

Key Details

• Filing date: July 22, 2026; quarter covered: quarter ended June 30, 2026.
• Exhibit attached: Press Release (Exhibit 99.1) announcing the company’s Q2 2026 results.
• Legal note: Information in this 8-K (including Exhibit 99.1) is not deemed “filed” under Section 18 of the Exchange Act.
• Signature: Form 8-K signed by Walter J. Phifer, Chief Financial Officer.

Why It Matters This 8-K notifies investors that Live Oak has released its quarterly earnings and financial condition information; the detailed figures (earnings, revenue, expense items, loan metrics, etc.) and any management commentary will be in the attached press release (Exhibit 99.1). Retail investors should review that press release for the specific quarterly results and guidance, since the 8-K itself does not present the numerical results. The Section 18 statement clarifies the legal status of the release for purposes of regulatory liability.