Starco Brands, Inc. 8-K

What Happened
Starco Brands, Inc. (NASDAQ: STCB) filed a Form 8-K on December 23, 2025 disclosing that it entered into a Bridge Term Loan Promissory Note dated December 22, 2025 with The Starco Group, Inc. The promissory note provides for a bridge loan of up to $5,000,000, with an initial disbursement of $4,500,000. The Company says the proceeds will be used to pay off or reduce certain indebtedness, including paying in full the outstanding obligations under its Loan and Security Agreement dated May 24, 2024 with Gibraltar Business Capital, LLC, and to expand access to working capital.

Key Details

• Loan size: up to $5,000,000 principal; initial disbursement of $4,500,000.
• Purpose: repay the Gibraltar Business Capital loan (May 24, 2024) and provide additional working capital.
• Counterparty / related-party: lender is The Starco Group, Inc.; Ross Sklar, Starco’s CEO, is the sole shareholder of the lender.
• Filing: Form 8-K filed December 23, 2025; the Bridge Term Loan Promissory Note is included as Exhibit 10.1.

Why It Matters
This transaction changes Starco’s near-term financing profile by replacing existing debt with a new bridge loan and providing immediate liquidity. For investors, key points are the cash inflow (initial $4.5M), the paydown of the prior Gibraltar Loan, and that the lender is affiliated with the company’s CEO, which is a related‑party arrangement investors should note when assessing governance and capital structure.