IMAC Holdings, Inc. 8-K

What Happened
IMAC Holdings, Inc. announced in an 8-K (filed Dec 29, 2025) that it issued a secured promissory note on December 26, 2025. The Note has an aggregate principal amount of $260,400, was purchased by the lender(s) for $186,000, and matures on January 31, 2026. The Note is prepayable at any time without penalty and contains customary representations, warranties, covenants and events of default (including certain bankruptcy/insolvency events).

Key Details

• Issuance date: December 26, 2025; 8-K filed December 29, 2025.
• Principal amount: $260,400; aggregate purchase price received: $186,000.
• Maturity: January 31, 2026 (short-term obligation).
• Terms: Secured, prepayable without penalty; includes customary covenants and events of default.
• Form of the Note is filed as Exhibit 4.1 (incorporated by reference).

Why It Matters
This transaction creates a new, short-term debt obligation on IMAC’s balance sheet and provides the company with immediate cash proceeds of $186,000. Because the Note is secured and matures within about one month, investors should note the near-term repayment obligation and monitor upcoming liquidity disclosures and cash flow updates. The filing signals financing activity rather than operational results; watch future filings for how the company satisfies or refinances this obligation.