OptimumBank Holdings, Inc. 8-K

What Happened

• On April 24, 2026, OptimumBank Holdings, Inc. (OPHC) issued a press release and a shareholder presentation disclosing its unaudited results of operations and financial condition for the quarter ended March 31, 2026. The release is furnished as Exhibit 99.1 and the presentation as Exhibit 99.2. The presentation is scheduled to be held on April 28, 2026. This disclosure was made under Regulation FD.

Key Details

• Press release dated April 24, 2026 (Exhibit 99.1) describes unaudited quarterly results.
• Annual shareholder presentation to be held April 28, 2026 and filed as Exhibit 99.2.
• Inline XBRL cover page filed as Exhibit 104.
• The filing states the information (including exhibits) is furnished and not “filed” for purposes of Section 18 of the Exchange Act and is not automatically incorporated by reference into other registration statements.

Why It Matters

• The company has publicly released its unaudited quarterly results and will present them to shareholders, so investors should review the press release and the April 28 presentation for details on earnings, revenue, asset quality and other quarterly trends.
• Because the materials are furnished under Regulation FD (not “filed”), they are meant for broad disclosure but carry the limited legal incorporation noted in the filing; investors should rely on the actual press release and presentation for the specific financial figures and metrics.