Ainos, Inc. 8-K

What Happened
Ainos, Inc. (AIMD) announced in a Form 8-K filed July 9, 2026 that on July 3, 2026 it entered into a General Agreement for Omnibus Credit Lines with CTBC Bank Co., Ltd. Under the agreement CTBC Bank made available a short-term unsecured credit facility of NT$62,000,000 (approximately US$1,937,800). Borrowings under the facility bear interest at 2.5% per annum and the facility matures on September 30, 2026.

Key Details

• Lender: CTBC Bank Co., Ltd. (commercial bank in Taiwan).
• Facility size: NT$62,000,000 (≈ US$1,937,800).
• Interest: 2.5% per annum on outstanding borrowings.
• Term/maturity: Three-month facility, matures September 30, 2026; unsecured and contains customary events of default.
• Filing: English translation of the agreement is filed as Exhibit 10.1 to the Form 8-K.

Why It Matters
This establishes a near-term source of liquidity for Ainos without requiring collateral, giving the company access to about US$1.94 million until late September 2026. Investors should note the fixed interest cost (2.5% p.a.) and the short maturity, which means the company will need to repay, refinance, or replace the facility by September 30, 2026. The disclosure is a timely reminder to watch Ainos’s cash position and any future filings for how the company uses or renews this short-term financing.