OptimumBank Holdings Reports Q2 2026 Results

What Happened

• On July 24, 2026, OptimumBank Holdings, Inc. announced its unaudited results of operations and financial condition for the quarter and six months ended June 30, 2026. The company issued a press release and an investor presentation describing those results; those materials are attached to the Form 8-K as Exhibits 99.1 (press release) and 99.2 (presentation). The disclosure was furnished under Regulation FD.

Key Details

• Date of disclosure: July 24, 2026.
• Period covered: quarter and six months ended June 30, 2026 (unaudited).
• Materials provided: press release (Exhibit 99.1) and presentation (Exhibit 99.2) summarizing the company’s quarterly results and financial condition.
• Regulatory note: the information is furnished under Regulation FD and is not deemed "filed" for purposes of Section 18 of the Exchange Act (not automatically incorporated by reference).

Why It Matters

• These materials are the company's official public update on recent quarterly results and its financial condition; retail investors should review the press release and presentation for key metrics (revenue, net income, loan performance, capital ratios, liquidity) that influence valuation and near-term outlook. Because the figures are described as unaudited and the filing is furnished (not filed) under Regulation FD, investors should treat the numbers as preliminary until included in audited filings (e.g., 10-Q or 10-K).