OptimumBank Holdings Announces Investor Call with Earnings Guidance

What Happened OptimumBank Holdings, Inc. (OPHC) filed an 8-K (Regulation FD Disclosure, Item 7.01) noting that on August 13, 2026 the company will hold an investor conference call during which management will provide forward-looking earnings guidance. The script for that call is attached to the filing as Exhibit 99.1.

Key Details

• Date of event: August 13, 2026 (investor conference call).
• Filing item: Item 7.01 — Regulation FD Disclosure; script attached as Exhibit 99.1.
• The filing also references Exhibit 104 (interactive cover page XBRL).
• The company states the information (including exhibits) is furnished and not “filed” for purposes of Section 18 of the Exchange Act and is not automatically incorporated by reference into other registration statements.

Why It Matters Forward-looking earnings guidance is information investors use to update expectations for quarterly results and outlook. OptimumBank is publicly disclosing that guidance via an investor call and providing the call script, giving shareholders and analysts direct access to management’s outlook. Investors who follow OPHC may want to review the script and listen to the call for specifics on expected earnings and any commentary on business trends.