BMO 2025-5C13 Mortgage Trust 8-K

What Happened

• The trust (BMO 2025-5C13 Mortgage Trust) filed an 8‑K on Dec 19, 2025 disclosing that, on Dec 17, 2025, BMO Commercial Mortgage Securities LLC (the Depositor) executed an underwriting agreement and a certificate purchase agreement for the issuance of commercial mortgage pass‑through certificates. The offering is scheduled to close on or about Dec 30, 2025.
• The Certificates will include Public Certificates with an expected aggregate initial principal amount of $484,906,000 and Private Certificates with an aggregate initial principal amount of approximately $66,908,059. The Private Certificates are being sold in a transaction exempt from registration under Section 4(a)(2) of the Securities Act.
• The Certificates represent beneficial interests in a trust that will hold primarily 30 fixed‑rate mortgage loans secured by first liens on commercial, multifamily and manufactured housing community properties. The Pooling and Servicing Agreement and the mortgage loan purchase agreements (from BMO, 3650 Capital, BSPRT, CREFI, GCMC, NREC, SGFC and Zions) were attached as exhibits to the filing.

Key Details

• Scheduled closing: on or about December 30, 2025.
• Offer size: Public Certificates ≈ $484.906 million; Private Certificates ≈ $66.908 million.
• Underwriters / co‑lead managers for the public offering include BMO Capital Markets, Citigroup Global Markets Inc., Deutsche Bank Securities Inc. and SG Americas Securities, LLC (with several other firms participating).
• The trust assets include 30 first‑lien fixed‑rate commercial mortgage loans; several loans are part of Whole Loans governed by co‑lender agreements and some will be serviced under outside servicing agreements (specific property portfolios listed in the filing).

Why It Matters

• This 8‑K informs investors that a securitization backed by commercial mortgage loans is being issued and details the size, structure (public vs. private certificates), key parties and closing timetable—information important for investors tracking asset‑backed offerings, credit exposure to commercial real estate, or participation in the public certificates.
• The filing also provides access to the governing documents (Pooling & Servicing Agreement, mortgage loan purchase agreements and co‑lender/servicing agreements), which investors can review to assess pool composition, servicing arrangements and legal terms that affect cash flows and credit risk.