BMO 2025-5C13 Mortgage Trust 8-K/A

What Happened BMO 2025-5C13 Mortgage Trust filed a Form 8‑K on December 30, 2025 (Accession No. 0001539497-25-003358) under Item 9.01 to furnish material agreements related to the trust. The filing includes a Pooling and Servicing Agreement (Exhibit 4.1), a BX 2025-ARIA TSA (Exhibit 4.2), and a CREFI Mortgage Loan Purchase Agreement (Exhibit 99.4).

Key Details

• Filing date: December 30, 2025; SEC Accession No. 0001539497-25-003358.
• Exhibit 4.1: Pooling and Servicing Agreement (sets servicing and pooling terms for the mortgage pool).
• Exhibit 4.2: BX 2025-ARIA TSA (transfer/administrative services agreement tied to the issuance).
• Exhibit 99.4: CREFI Mortgage Loan Purchase Agreement (documents purchase terms for mortgage loans transferred into the trust).

Why It Matters These exhibits define contractual terms that govern how the trust’s mortgages are pooled, serviced, and how loans were purchased — items that directly affect cash flows and distributions to certificateholders. For investors or holders of interests in the trust, the agreements are primary documents to review for rights, servicing standards, payment waterfalls, and any transfer or purchase conditions. The 8‑K indicates these agreements have been finalized and furnished to the SEC; investors should consult the exhibits themselves or their advisors for specific operational or financial impacts.