AMERICAN COASTAL INSURANCE Corp·4

May 14, 4:12 PM ET

MARTZ BRAD 4

4 · AMERICAN COASTAL INSURANCE Corp · Filed May 14, 2026

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American Coastal (ACIC) CEO Brad Martz Receives Equity Award

What Happened Brad Martz, President & CEO of American Coastal Insurance Corp (ACIC), was granted equity awards on May 12, 2026 totaling 111,317 derivative units: 25,673 stock units, 51,346 restricted stock units, and 34,298 performance units. All grants show an acquisition price of $0 (i.e., awards/compensation rather than a cash purchase). These are not immediate common stock transfers — they are contingent awards that convert to shares only if/when vesting and performance conditions are met.

Key Details

  • Transaction date: 2026-05-12; Form 4 filed 2026-05-14 (timely filing under Form 4 rules).
  • Grants and stated amounts (acquisition price $0): 25,673 stock units; 51,346 restricted stock units; 34,298 performance units (total 111,317 units).
  • Shares owned after transaction: not disclosed in the provided filing.
  • Vesting and payout notes (from filing footnotes):
    • Each stock unit represents a conditional right to one common share.
    • Restricted stock units vest over three years: one-third (rounded down) vest each period.
    • Performance units vest over three years (one-third per period); final payout per performance unit can range from 0% to 150% of target depending on performance.
    • A nonqualified award referenced is also subject to three-year vesting (one-third exercisable each period).
  • These entries are award/grant transactions (code A) — not open-market buys or sales.

Context These are compensation awards that may convert into shares over time if vesting and performance conditions are met, so they do not represent an immediate purchase or sale signal. Performance units carry payout risk (0–150% of target), so the ultimate share count and value depend on future results.

Insider Transaction Report

Form 4
Period: 2026-05-12
MARTZ BRAD
President & CEO
Transactions
  • Award

    Restricted Stock Units

    [F1][F2]
    2026-05-12+25,67346,548 total
    Common Stock (25,673 underlying)
  • Award

    Performance Stock Units

    [F1][F3][F4]
    2026-05-12+51,34693,091 total
    Common Stock (51,346 underlying)
  • Award

    Nonqualified Stock Options

    [F5]
    2026-05-12+34,298483,325 total
    Exercise: $10.59Exp: 2036-05-12Common Stock (34,298 underlying)
Footnotes (5)
  • [F1]Each stock unit represents a conditional right to receive one share of the company's common stock.
  • [F2]The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.
  • [F3]The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.
  • [F4]The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.
  • [F5]Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.
Signature
/s/ Alexander Baty, Attorney-in-Fact for Brad Martz|2026-05-14

Documents

1 file
  • 4
    ownership.xmlPrimary

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