Gibbons Mary Lourdes 4

What Happened

• Mary Lourdes Gibbons, SVP and Chief Legal Officer of Essent Group Ltd. (ESNT), was granted 415 derivative shares on 2026-06-10. The grant is reported as an award/acquisition (code A) at $0.00 per share — a restricted/derivative award rather than a cash purchase.
• The filing indicates these are dividend equivalent rights tied to unvested restricted stock/RSU awards (each dividend equivalent unit equals the economic equivalent of one Essent common share). No cash changed hands for this grant.

Key Details

• Transaction date and filing: Grant on 2026-06-10; Form 4 filed 2026-06-30 (appears to be filed late vs. the usual 2-business-day requirement).
• Price: $0.00 per share (award/grant).
• Shares involved: 415 derivative shares awarded.
• Shares owned after transaction: Not disclosed in the filing.
• Footnote: Dividend equivalent rights accrue on unvested restricted stock/RSU awards and vest proportionately with the underlying awards (each unit equals one common share economically).

Context

• This is an award/grant (not an open-market buy or sale). Such grants are commonly part of executive compensation and do not by themselves signal a buying or selling sentiment.
• Because the award is derivative and tied to vesting, its value to the insider depends on future vesting and Essent’s stock price at vesting.