Synchrony Financial 8-K

What Happened Synchrony Financial (SYF) filed a Form 8-K on April 21, 2026 (Item 7.01) to furnish Exhibit 99.1 containing its Monthly Charge-Off and Delinquency Statistics for each of the thirteen months ended March 31, 2026. The company stated it will continue to furnish these statistics monthly and will provide the last month of each calendar quarter contemporaneously with its quarterly financial results. The filing was signed by Jonathan Mothner, Executive Vice President, Chief Risk and Legal Officer.

Key Details

• Exhibit 99.1: Monthly Charge-off and Delinquency Statistics as of and for each of the 13 months ended March 31, 2026.
• Ongoing practice: Synchrony intends to furnish these monthly statistics on an ongoing basis.
• Quarterly timing: For the final month of each calendar quarter, the statistics will be furnished at the same time as the company’s quarterly financial results.
• Filing date: Form 8-K filed April 21, 2026 (Regulation FD disclosure, Item 7.01); exhibits furnished under Item 9.01.

Why It Matters Charge-off and delinquency metrics are direct measures of credit performance and potential future credit losses for a lender. By furnishing these statistics monthly and aligning quarter-end data with earnings releases, Synchrony is increasing transparency into its loan portfolio trends—information investors can use to monitor credit quality between quarterly reports without waiting for full financial statements.