Synchrony Financial Furnishes Monthly Charge-Off and Delinquency Stats

What Happened

• Synchrony Financial (SYF) filed a Form 8-K on July 21, 2026 (Item 7.01) furnishing Exhibit 99.1: Monthly Charge-Off and Delinquency Statistics for each of the thirteen months ended June 30, 2026. The disclosure was made under Regulation FD and the report was signed by Jonathan Mothner, Executive Vice President, Chief Risk and Legal Officer.
• The company stated it intends to continue furnishing these statistics monthly. For the last month of each calendar quarter, the statistics will be furnished contemporaneously with Synchrony’s quarterly financial results.

Key Details

• Exhibit provided: 99.1 — Monthly Charge-Off and Delinquency Statistics covering the 13 months ended June 30, 2026.
• Filing date: July 21, 2026; signed by Jonathan Mothner (Executive VP, Chief Risk and Legal Officer).
• Ongoing cadence: monthly updates; quarter-end month provided with quarterly results.

Why It Matters

• These monthly charge-off and delinquency figures give investors more frequent, direct visibility into Synchrony’s consumer credit performance and asset-quality trends between quarterly reports.
• Regular monthly disclosures can help investors monitor changes in credit risk that may affect credit loss reserves, provisioning, and future quarterly results without waiting for the next earnings release.