Synchrony Financial Furnishes Monthly Charge-Off & Delinquency Stats

What Happened
Synchrony Financial (SYF) filed a Form 8-K on August 17, 2026 (Item 7.01) to furnish monthly charge-off and delinquency statistics as of and for each of the thirteen months ended July 31, 2026. The data are provided as Exhibit 99.1 and the company said it will continue to furnish these statistics monthly, with the final month of each calendar quarter supplied at the same time as its quarterly earnings announcement.

Key Details

• Filed: Form 8-K dated August 17, 2026 (Regulation FD disclosure, Item 7.01).
• Data provided: Monthly charge-off and delinquency statistics for the 13 months ended July 31, 2026 (Exhibit 99.1).
• Ongoing disclosure: Company intends to furnish these statistics monthly; quarter-end month will be furnished contemporaneously with quarterly financial results.
• Report signed by Jonathan Mothner, EVP, Chief Risk and Legal Officer.

Why It Matters
Charge-off and delinquency statistics give investors timely insight into credit performance and consumer loan loss trends that can affect future earnings and credit reserves. By furnishing these monthly metrics, Synchrony is increasing transparency on portfolio quality between earnings releases, which can help investors better monitor trends ahead of quarterly results.