Synchrony Financial Furnishes Monthly Charge-Off and Delinquency Stats

What Happened

• Synchrony Financial (SYF) filed a Form 8-K on September 14, 2026 (Item 7.01, Regulation FD Disclosure) to furnish Exhibit 99.1: Monthly Charge-Off and Delinquency Statistics as of and for each of the thirteen months ended August 31, 2026.
• The company says it will continue to provide these monthly statistics and will furnish the last month of each calendar quarter at the same time it announces its quarterly financial results. The report was signed by Jonathan Mothner, EVP, Chief Risk and Legal Officer.

Key Details

• Exhibit 99.1 contains monthly charge-off and delinquency statistics for the 13-month period ending August 31, 2026.
• Filing date: September 14, 2026 (Form 8-K, Item 7.01).
• Synchrony will provide monthly updates going forward; quarter-end month will be released contemporaneously with quarterly earnings/financial results.

Why It Matters

• Charge-off and delinquency metrics are direct indicators of consumer credit performance and loan loss trends for a card/consumer lender like Synchrony. Regular monthly disclosure improves transparency and lets investors monitor credit quality between quarterly earnings releases.
• This filing itself does not report earnings or revenue, but it supplements quarterly results and can help investors spot early trends in credit performance that could affect future provisions, net charge-offs, and profitability. Investors should review Exhibit 99.1 for the detailed month-by-month figures and watch the upcoming quarterly results for ties to these metrics.