M&T BANK CORP·4

Feb 3, 6:35 PM ET

Kay Christopher E. 4

4 · M&T BANK CORP · Filed Feb 3, 2026

Research Summary

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M&T Bank (MTB) Sr. EVP Kay Christopher Receives RSUs; 1,436 Withheld

What Happened
Kay Christopher, Senior Executive Vice President of M&T Bank (MTB), received vested performance-based restricted stock units (RSUs) that settled into 5,997 shares on 2026-01-30. Of those, 1,436 shares were withheld to cover tax liabilities (value reported at $221.57 per share, $318,175). The RSUs were granted under the M&T Bank 2019 Equity Incentive Compensation Plan and had no purchase price to the reporting person.

Key Details

  • Transaction date: January 30, 2026 (filed on Feb 3, 2026). Filing appears within the normal 2-business-day window.
  • Shares acquired (vested RSUs): 3,655 shares (direct) + 2,342 shares (reported as derivative) = 5,997 shares acquired at $0.00 per share (RSUs grant/settlement).
  • Shares disposed for taxes: 1,436 shares withheld at $221.57 per share, total $318,175.
  • Net increase in shares held from this settlement: 5,997 − 1,436 = 4,561 shares (shares owned after transaction not stated in the filing).
  • Relevant footnotes: F1–F3 indicate these were performance-based RSUs granted Jan 31 of 2023–2025 that vested on achievement of goals; the RSUs had no purchase price; shares were withheld to satisfy tax withholding.
  • No 10b5-1 plan, gifts, or open-market trades are reported in this filing.

Context
This was a vesting/settlement of performance-based equity, not an open-market purchase or a voluntary sale. The tax-withholding (code F) is a routine administrative step and not a separate sale decision about the remainder of the shares. The filing does not provide the insider’s total post-transaction holdings.

Insider Transaction Report

Form 4
Period: 2026-01-30
Kay Christopher E.
Sr. Executive Vice President
Transactions
  • Award

    Common Stock

    [F1][F2]
    2026-01-30+3,6559,156 total
  • Tax Payment

    Common Stock

    [F3]
    2026-01-30$221.57/sh1,436$318,1757,720 total
  • Award

    Option (right to buy)

    [F5][F4]
    2026-01-30+2,3422,342 total
    Exercise: $221.57Exp: 2036-01-30Common Stock (2,342 underlying)
Footnotes (5)
  • [F1]Shares issued pursuant to vesting of performance-based restricted stock units, which were granted to the reporting person on January 31, 2023, January 31, 2024 and January 31, 2025, under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the " Equity Plan") and vested upon achievement of performance goals for the applicable performance periods.
  • [F2]The performance-based restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-based restricted stock units.
  • [F3]Shares withheld for taxes upon the settlement in shares of performance-based restricted stock units previously granted to the reporting person.
  • [F4]The option vests ratably on the first, second and third anniversary of the grant date.
  • [F5]The option was granted under the Equity Plan, and therefore the reporting person paid no price for the option.
Signature
By: Stephen T. Wilson (Attorney-In-Fact)|2026-02-03

Documents

1 file
  • 4
    wk-form4_1770161728.xmlPrimary

    FORM 4