BRADSHAW RICHARD 4

What Happened
Richard Bradshaw, EVP & Chief Banking Officer of United Community Banks (UCB), had 7,217 performance stock units vest on Feb 15, 2026 (acquisition reported). The shares were valued at $34.56 each (approx. $249,420 total). To satisfy tax withholding, 2,359 shares (≈$81,527) and 1,374 shares (≈$47,485) were withheld, totaling 3,733 shares withheld (≈$129,012), leaving a net delivery of 3,484 shares (≈$120,408) to Bradshaw.

Key Details

• Transaction date: February 15, 2026; Form filed Feb 18, 2026.
• Vesting/acquisition: 7,217 shares (code A) at $0 acquisition price; implied market price $34.56.
• Tax withholding: 2,359 shares @ $34.56 = $81,527 (F2); 1,374 shares @ $34.56 = $47,485 (F3); total withheld 3,733 shares ($129,012).
• Net shares delivered to insider: 3,484 shares (7,217 – 3,733) ≈ $120,408.
• Shares owned after transaction: Not specified in the filing.
• Footnotes: F1 = PSUs vested upon satisfaction of performance criteria; F2/F3 = shares withheld to satisfy tax liabilities (performance- and time-based units).
• Timeliness: Filed Feb 18 covering Feb 15 transactions; no late-filing flag indicated in the report.

Context
This was a vesting of previously awarded performance (and some time-based) stock units, not an open-market purchase or discretionary sale. The share "dispositions" reported were routine withholdings to cover taxes (a form of cashless withholding), which do not necessarily indicate the insider sold shares for investment reasons.