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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington,

D.C. 20549

_________________

FORM

6-K

REPORT OF FOREIGN PRIVATE

ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

Date: July 29, 2026

UBS Group AG

(Registrant's Name)

Bahnhofstrasse 45, 8001 Zurich, Switzerland

(Address of principal executive office)

Commission File Number: 1-36764

UBS AG

(Registrant's Name)

Bahnhofstrasse 45, 8001 Zurich, Switzerland

Aeschenvorstadt 1, 4051 Basel, Switzerland

(Address of principal executive offices)

Commission File Number: 1-15060

Indicate by check mark whether the registrants file or will file annual reports under cover of Form 20-F or Form

40-

Form 20-F

☒

Form 40-F

☐

This Form 6-K

consists of the

Second Quarter 2026

Report of UBS

Group AG, which

appears immediately following

this page.

UBS

Group

30 June 2026 Interim Report

Key figures

UBS Group key figures

Recent developments

UBS Group performance, business

divisions and Group Items

Group performance

Global Wealth Management

Personal & Corporate Banking

Risk, capital, liquidity and funding,

and balance sheet

Risk management and control

Capital management

Liquidity and funding management

Balance sheet and off-balance sheet

Share information and earnings per share

Consolidated

financial statements

UBS Group AG interim consolidated financial

statements (unaudited)

Significant regulated subsidiary and sub-

group information

Financial and regulatory key figures for our

significant regulated subsidiaries and sub-

groups

Appendix

Alternative performance measures

Abbreviations frequently used in

our financial reports

Information sources

Cautionary statement

Corporate calendar UBS Group

Information about future publication dates is generally available at

ubs.com/global/en/investor-relations/events/calendar.html

Contacts

Switchboards

For all general inquiries

ubs.com/contact

Zurich +41-44-234-1111

London +44-207-567-8000

New York +1-212-821-3000

Hong Kong SAR +852-2971-8888

Singapore +65-6495-8000

Investor Relations

UBS’s Investor Relations team manages

relationships with institutional investors,

research analysts and credit rating agencies.

ubs.com/investors

Zurich +41-44-234-4100

New York +1-212-882-5734

Media Relations

UBS’s Media Relations team manages

relationships with global media and

journalists.

ubs.com/media

Zurich +41-44-234-8500

mediarelations@ubs.com

London +44-20-7567-4714

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Zurich +41-44-235-6652

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Imprint

Publisher: UBS Group AG, Zurich, Switzerland | ubs.com

Language: English

UBS Group 30 June 2026 Interim Report

Terms used in this report, unless the context requires otherwise

“UBS”, “UBS Group”, “UBS Group AG consolidated”, “Group”,

“the Group”,

“we”, “us” and “our”

UBS Group AG and its consolidated subsidiaries

“UBS AG” and “UBS AG consolidated”

UBS AG and its consolidated subsidiaries

“1m”

One million, i.e. 1,000,000

“1bn”

One billion, i.e. 1,000,000,000

“1trn”

One trillion, i.e. 1,000,000,000,000

In this report, unless the context requires otherwise, references to any gender shall apply to all genders.

Alternative performance measures

An alternative performance measure (an

APM) is a financial measure

of historical or future financial

performance,

financial position or

cash flows other

than a financial

measure defined or

specified in IFRS

Accounting Standards,

as issued by the International Accounting Standards

Board (the IASB), or in other applicable

recognized accounting

standards or regulations.

We report a

number of APMs

in the discussion

of the financial

and operating performance

of the

Group, our

business divisions

and Group

Items. We

use APMs

to provide

a more

complete picture

of our

operating performance

and to

reflect

management’s

view

of the

fundamental drivers

of our

business

results. A

definition

each

APM,

the

method

used

calculate

and

the

information

content

are

presented

under

“Alternative

performance

measures”

the

appendix

this

report.

Each

APM

that

qualifies

non-GAAP

measure as defined by US Securities and Exchange

Commission (SEC) regulations is designated as such in

the table

of APMs in the appendix to this report.

›

Refer to “Alternative performance measures” in the appendix to this report for additional information

›

Refer to the “Group performance” section of this report for information about underlying results

Change in interim reporting

Starting from 2026, UBS publishes semi-annual interim financial reports that include interim consolidated financial

statements as

of and

for the

six-month period

ending 30 June,

prepared in

accordance with

IAS 34,

Interim Financial

Reporting

. The income

statement, the statement

of comprehensive income,

the statement of

changes in equity

and

the

statement

cash

flows

and

information

this

report

are

presented

the

basis

the

six-month

periods ended

30 June 2026

and 30 June

2025. The

balance

sheet and

related information

are presented

as of

30 June 2026 and 31 December 2025.

From the first quarter

of 2026 onward, UBS’s

first- and third-quarter financial

reports include consolidated financial

information that is no longer prepared in accordance with IAS 34.

Instead, UBS publishes financial information for

those quarters that is

prepared in accordance with

UBS Group accounting policies, which are

consistent with IFRS

Accounting Standards, but does not include all explanatory notes as required under IAS 34 and therefore does not

constitute an “interim

financial report” as

defined by IAS 34.

This change was

intended to improve

efficiency, while

maintaining a high level of transparency for investors.

UBS Group 30 June 2026 Interim Report

Key figures

UBS Group key figures

As of or for the quarter ended

As of or year-to-date

USD m, except where indicated

30.6.26

31.3.26

31.12.25

30.6.25

30.6.26

30.6.25

Group results

Total revenues

13,700

14,243

12,145

12,112

27,943

24,668

Credit loss expense / (release)

121

159

163

191

263

Operating expenses

9,986

10,333

10,286

9,756

20,319

20,080

Operating profit / (loss) before tax

3,594

3,841

1,700

2,193

7,434

4,325

Net profit / (loss) attributable to shareholders

2,800

3,040

1,199

2,395

5,840

4,087

Diluted earnings per share (USD)

0.87

0.94

0.37

0.72

1.81

1.23

Profitability and growth

Return on equity (%)

12.3

13.3

5.3

10.9

12.8

9.4

Return on tangible equity (%)

13.4

14.4

5.8

11.8

13.9

10.2

Underlying return on tangible equity (%)

3,4

14.3

14.6

10.5

13.4

14.4

11.7

Return on common equity tier 1 capital (%)

15.4

16.8

6.6

13.5

16.1

11.6

Underlying return on common equity tier 1 capital (%)

3,4

16.4

17.0

11.9

15.3

16.7

13.3

Cost / income ratio (%)

72.9

72.5

84.7

80.5

72.7

81.4

Underlying cost / income ratio (%)

3,4

70.0

70.2

75.2

75.4

70.1

76.4

Effective tax rate (%)

21.8

20.5

29.1

(9.5)

21.1

5.1

Net profit growth (%)

16.9

79.7

55.6

110.9

42.9

41.4

Resources

Total assets

1,707,284

1,686,521

1,617,427

1,669,991

1,707,284

1,669,991

Equity attributable to shareholders

89,165

92,247

90,213

89,277

89,165

89,277

Common equity tier 1 capital

72,464

73,313

71,262

72,709

72,464

72,709

Risk-weighted assets

503,923

500,355

493,397

504,500

503,923

504,500

Common equity tier 1 capital ratio (%)

14.4

14.7

14.4

Going concern capital ratio (%)

19.0

19.4

18.5

18.2

19.0

18.2

Total loss-absorbing capacity ratio (%)

38.4

39.5

38.0

37.9

38.4

37.9

Leverage ratio denominator

1,649,751

1,653,460

1,622,438

1,658,089

1,649,751

1,658,089

Common equity tier 1 leverage ratio (%)

4.4

Liquidity coverage ratio (%)

177.3

177.8

182.6

182.3

177.3

182.3

Net stable funding ratio (%)

115.1

116.9

116.1

122.4

115.1

122.4

Other

Invested assets (USD bn)

3,7

7,326

6,881

7,005

6,618

7,326

6,618

Internal and external personnel

112,388

116,814

119,589

123,526

112,388

123,526

Internal personnel (full-time equivalents)

99,085

101,594

103,177

105,132

99,085

105,132

Market capitalization

162,373

128,345

155,760

113,036

162,373

113,036

Total book value per share (USD)

29.12

29.72

29.18

28.17

29.12

28.17

Tangible book value per share (USD)

26.89

27.50

26.93

25.95

26.89

25.95

Credit-impaired lending assets as a percentage of total lending assets, gross (%)

1.0

0.9

1.0

0.9

Cost of credit risk (bps)

1 Refer to the

“Share information and

earnings per share”

section of this

report for more

information.

2 Refer to the

“Targets,

capital guidance and

ambitions” section of

the UBS Group

Annual Report 2025,

available under “Annual reporting” at ubs.com/investors, for more information about our performance targets.

3 Refer to “Alternative performance measures” in the appendix to this report for the

relevant definition

and calculation method. Each alternative performance measure (APM) that qualifies as a non-GAAP measure as defined by US Securities and Exchange Commission (SEC) regulations is designated as such in the table

of APMs in the appendix to this report.

4 Refer to the “Group performance” section of this report for more information about underlying results.

5 Based on the Swiss systemically relevant bank framework. Refer

to the “Capital management” section of

this report for more information.

6 The disclosed ratios

represent quarterly averages for

each of the quarters presented

and have been calculated based

on an average of

60 data points in the second quarter

of 2026, 62 data points in

the first quarter of 2026, 64

data points in the fourth quarter

of 2025 and 61 data points

in the second quarter of 2025.

Refer to the “Liquidity and

funding management” section

of this report

for more information.

7 Consists of invested

assets for Global

Wealth Management,

Asset Management

(including invested assets

from associates) and

Personal &

Corporate Banking. Refer to “Note 30 Invested assets and net new money” in the “Consolidated financial statements” section of the UBS Group Annual Report 2025, available under “Annual reporting” at ubs.com/

investors, for more information.

8 Represents full-time equivalents for internal personnel and workforce count for external personnel.

9 The calculation of market capitalization reflects total shares issued multiplied

by the share price at the end of the period.

UBS Group 30 June 2026 Interim Report |

Recent developments

Management report

Integration of Credit Suisse

With the completion of the global migration of former Credit Suisse

client accounts to UBS infrastructure in March

2026, we entered

the final phase

of the integration,

with the primary

focus on the

decommissioning of legacy

infrastructure, which we

expect to be

substantially complete by

the end of

this year. As

of 30 June 2026,

more than

90% of legacy Credit Suisse IT applications in

scope for decommissioning were no longer in

use and around 70%

of such applications had already been fully decommissioned.

In the second quarter of 2026, we realized an additional

USD 1.1bn in gross cost savings, bringing the cumulative

gross cost

savings at

the end

of June

2026 to

USD 12.6bn compared

with the

2022 combined

cost base

of UBS

and

Credit

Suisse.

remain

track

deliver

annualized

exit

rate

gross cost

savings

the

end

2026

approximately USD 13.5bn

in line

with our

stated ambition.

Cumulative integration-related

expenses incurred

the end of June 2026 amounted to USD 14.2bn, and

we expect to have incurred around USD 15bn by the

end of

this year, assuming in both cases constant foreign-exchange rates compared with 30 September 2023.

are

nearing

completion

our

Non-core

and

Legacy

wind-down,

and

30 June

2026

the

division

had

achieved

88%

reduction

underlying

operating

expenses

(excluding

litigation)

compared

with

the

2022

baseline. A

68% reduction

in risk-weighted

assets (RWA)

since the

second quarter

of 2023

and the

reduction of

credit and market risk RWA to USD 4bn in line with the year-end

2026 ambition had already been achieved at the

end of the first quarter of 2026.

We remain on track to substantially complete the integration by the end of 2026.

Regulatory and legal developments

Revision of the Swiss anti-money-laundering framework

In June 2026, the Swiss Federal

Council announced that revisions to the

Swiss Anti-Money-Laundering Act (AMLA)

and a new

Act on the

Transparency of Legal

Persons and the

Identification of Beneficial

Owners will enter

into force

1 October

2026.

The

revised

regulation introduces

transparency

for

the

beneficial

owners

legal

entities

and

extends

existing

due

diligence

requirements

certain

advisory

activities.

June

2026,

the

Swiss

Financial Market Supervisory Authority

(FINMA) completed a consultation

on the partial revision

of the FINMA Anti-

Money Laundering

Ordinance, which,

among other

amendments, reflects

the recent

revision of

the AMLA.

This

ordinance is expected to enter into force on 1 January 2027. UBS is subject to the revised regulation and will

align

impacted business processes accordingly.

Developments related to Basel III implementation in the EU and the UK

In June

2026,

the European

Commission (the

EC) adopted

delegated

act amending

the Capital

Requirements

Regulation (the CRR) with

temporary targeted adjustments to

the EU implementation of

the Fundamental Review

of the

Trading Book

(the FRTB)

framework to

address international

differences in

implementation timelines.

The

amendments aim to temporarily offset

the capital impact on EU banks

adversely affected by the implementation

the FRTB framework, with a view to preserving a level playing field with jurisdictions where the implementation of

the FRTB framework is pending. If no objections are raised by the European Parliament and the European Council,

the amendments will become effective

from 1 January 2027, for a

period of three years. UBS Europe SE

is subject

to CRR requirements; however, the expected impact of these temporary amendments on UBS is limited.

Also

June

2026,

the

Prudential

Regulation

Authority

(the

PRA)

launched

consultation

targeted

adjustments to the

internal model approach

for market risk

provided by the

FRTB framework under

the Basel 3.1

standards

aimed

supporting

international

alignment

and

proportionality.

The

PRA

has

confirmed

that

the

implementation

date

of the

framework

remains 1 January

2028. UBS

does not

expect

direct impacts

from such

regulatory changes as it has no significant subsidiaries or sub-groups that are subject to UK capital regulations.

UBS Group 30 June 2026 Interim Report |

Recent developments

EU measures to enhance competitiveness and efficiency in EU banking

In July 2026, the EC

published a report on the

competitiveness of the EU banking

sector outlining policy priorities

to strengthen the competitiveness and efficiency of the EU banking

regulatory framework. These priorities include

measures

reduce

fragmentation

the

single

market,

facilitate

efficient

capital

and

liquidity

allocation

within cross-border

banking groups,

revise deposit

insurance frameworks,

potentially review

the mandate

of the

European Banking Authority, and

assess selected elements of

the Basel III implementation for

possible revisions to

reflect

the

particularities

banks.

Legislative

proposals

are

expected

the

first

quarter

2027.

Depending

their

scope

and

final

design,

targeted

changes

applicable

requirements

could

relevant

for

UBS Europe SE at the entity level.

Other developments

Capital returns

In July 2026,

we completed our

latest share repurchase program.

We are continuing with

another share repurchase

program under which we intend to repurchase USD 3bn of

shares at the latest by the end

of the second quarter of

2027

and

for

which

reserve

for

the

full

amount

reflected

our

common

equity

tier 1

(CET1)

capital

30 June 2026. We

plan to repurchase

at least USD 1bn

of shares over

the next three

months. The amount

and pace

of share repurchases will remain subject to our short-term financial performance and outlook, maintaining a CET1

capital ratio of around 14% and further visibility on the deliberations by the Swiss Parliament on the capitalization

of foreign subsidiaries.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items

UBS Group performance,

business divisions and Group Items

Management report

Our businesses

We report

five business

divisions, each

of which

qualifies as

an operating

segment pursuant

to IFRS

Accounting

Standards: Global Wealth Management, Personal & Corporate Banking, Asset Management, the Investment Bank,

and Non-core and Legacy. Non-core and Legacy

consists of positions and businesses not aligned with our

strategy

and policies.

Our Group

functions are

support and

control functions

that provide

services to

the Group.

Virtually all

costs incurred

by our Group functions are allocated to the business divisions, leaving a residual

amount that we refer to as Group

Items in our segment reporting.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Group performance

Income statement

For the quarter ended

% change from

Year-to-date

USD m

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Net interest income

2,398

2,320

1,965

4,718

3,595

Other net income from financial instruments measured at fair value through profit or loss

3,696

3,949

3,408

(6)

7,645

7,346

Net fee and commission income

7,582

7,728

6,708

(2)

15,310

13,485

Other income

247

(90)

(20)

271

243

Total revenues

13,700

14,243

12,112

(4)

27,943

24,668

Credit loss expense / (release)

121

163

(26)

191

263

Personnel expenses

7,380

7,584

6,976

(3)

14,963

14,008

General and administrative expenses

1,804

2,011

1,881

(10)

(4)

3,815

4,312

Depreciation, amortization and impairment of non-financial assets

802

738

898

(11)

1,540

1,759

Operating expenses

9,986

10,333

9,756

(3)

20,319

20,080

Operating profit / (loss) before tax

3,594

3,841

2,193

(6)

7,434

4,325

Tax expense / (benefit)

782

786

(209)

(1)

1,568

221

Net profit / (loss)

2,811

3,054

2,402

(8)

5,866

4,105

Net profit / (loss) attributable to non-controlling interests

(22)

Net profit / (loss) attributable to shareholders

2,800

3,040

2,395

(8)

5,840

4,087

Comprehensive income

Total comprehensive income

1,697

3,177

5,357

(47)

(68)

4,874

8,703

Total comprehensive income attributable to non-controlling interests

(63)

(57)

Total comprehensive income attributable to shareholders

1,687

3,152

5,335

(46)

(68)

4,839

8,655

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Selected financial information of the business divisions and Group Items

For the quarter ended 30.6.26

USD m

Global Wealth

Management

Personal &

Corporate

Banking

Asset

Management

Investment

Bank

Non-core and

Legacy

Group Items

Total

Total revenues as reported

7,112

2,399

756

3,727

(338)

13,700

of which: PPA effects and other integration items

114

196

(1)

352

Total revenues (underlying)

6,997

2,204

756

3,701

(355)

13,348

Credit loss expense / (release)

(2)

121

Operating expenses as reported

5,231

1,466

542

2,531

246

(31)

9,986

of which: integration-related expenses and PPA effects

228

196

150

645

Operating expenses (underlying)

5,002

1,270

519

2,494

(42)

9,340

Operating profit / (loss) before tax as reported

1,883

857

214

1,150

(203)

(307)

3,594

Operating profit / (loss) before tax (underlying)

1,997

858

237

1,162

(52)

(314)

3,887

For the quarter ended 31.3.26

USD m

Global Wealth

Management

Personal &

Corporate

Banking

Asset

Management

Investment

Bank

Non-core and

Legacy

Group Items

Total

Total revenues as reported

7,106

2,601

772

4,054

(10)

(279)

14,243

of which: PPA effects and other integration items

125

223

472

of which: items related to the Swisscard transactions

128

Total revenues (underlying)

6,981

2,250

772

3,986

(11)

(334)

13,644

Credit loss expense / (release)

(74)

Operating expenses as reported

5,305

1,491

555

2,784

219

(21)

10,333

of which: integration-related expenses and PPA effects

307

222

750

Operating expenses (underlying)

4,998

1,269

520

2,705

160

(69)

9,583

Operating profit / (loss) before tax as reported

1,792

1,040

217

1,205

(155)

(258)

3,841

Operating profit / (loss) before tax (underlying)

1,974

911

252

1,216

(97)

(265)

3,990

For the quarter ended 30.6.25

USD m

Global Wealth

Management

Personal &

Corporate

Banking

Asset

Management

Investment

Bank

Non-core and

Legacy

Group Items

Total

Total revenues as reported

6,300

2,336

772

2,966

(82)

(180)

12,112

of which: PPA effects and other integration items

153

274

152

596

of which: loss related to an investment in an associate

(8)

(23)

(31)

Total revenues (underlying)

6,156

2,085

772

2,815

(83)

(198)

11,546

Credit loss expense / (release)

114

(2)

163

Operating expenses as reported

5,093

1,528

618

2,361

170

(13)

9,756

of which: integration-related expenses and PPA effects

383

240

121

252

(4)

1,055

Operating expenses (underlying)

4,710

1,288

555

2,241

(83)

(10)

8,701

Operating profit / (loss) before tax as reported

1,204

695

153

557

(250)

(167)

2,193

Operating profit / (loss) before tax (underlying)

1,443

684

216

526

(188)

2,683

1 Includes accretion of PPA

adjustments on financial instruments and other

PPA effects, as

well as temporary and incremental

items directly related to the integration.

2 Includes temporary, incremental

operating

expenses directly related to the integrat

ion, as well as amortization of

intangible assets resulting from the acquisition

of the Credit Suisse Group.

3 Represents the gain on sale

of UBS’s 50% interest

in Swisscard

AECS GmbH

(Swisscard)

that has

been excluded

from underlying

revenues.

Refer to

the “Recent

developments” section

of the

UBS Group

first quarter

2026 report,

available

under “Quarterly

reporting” at

ubs.com/investors, for more information about the Swisscard transactions.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Selected financial information of the business divisions and Group Items (continued)

Year-to-date 30.6.26

USD m

Global Wealth

Management

Personal &

Corporate

Banking

Asset

Management

Investment

Bank

Non-core and

Legacy

Group Items

Total

Total revenues as reported

14,218

5,001

1,528

7,781

(617)

27,943

of which: PPA effects and other integration items

240

419

824

of which: items related to the Swisscard transactions

128

Total revenues (underlying)

13,978

4,454

1,528

7,687

(689)

26,991

Credit loss expense / (release)

147

110

(74)

191

Operating expenses as reported

10,536

2,957

1,097

5,315

465

(52)

20,319

of which: integration-related expenses and PPA effects

536

419

116

208

1,395

Operating expenses (underlying)

10,001

2,539

1,039

5,199

257

(111)

18,923

Operating profit / (loss) before tax as reported

3,675

1,897

430

2,355

(358)

(565)

7,434

Operating profit / (loss) before tax (underlying)

3,971

1,769

488

2,378

(149)

(579)

7,877

Year-to-date 30.6.25

USD m

Global Wealth

Management

Personal &

Corporate

Banking

Asset

Management

Investment

Bank

Non-core and

Legacy

Group Items

Total

Total revenues as reported

12,722

4,547

1,513

6,149

202

(465)

24,668

of which: PPA effects and other integration items

318

514

290

1,170

of which: loss related to an investment in an associate

(5)

(12)

(16)

of which: items related to the Swisscard transactions

Total revenues (underlying)

12,408

3,980

1,513

5,860

201

(512)

23,450

Credit loss expense / (release)

167

(1)

263

Operating expenses as reported

10,150

3,078

1,224

4,788

838

20,080

of which: integration-related expenses and PPA effects

739

432

135

233

444

(1)

1,982

of which: items related to the Swisscard transactions

180

Operating expenses (underlying)

9,411

2,467

1,088

4,555

395

17,918

Operating profit / (loss) before tax as reported

2,563

1,302

289

1,279

(642)

(465)

4,325

Operating profit / (loss) before tax (underlying)

2,988

1,347

424

1,222

(199)

(513)

5,269

1 Includes accretion of PPA adjustments on

financial instruments and other PPA effects,

as well as temporary and incremental items directly

related to the integration.

2 Represents the gain on sale of UBS’s

50%

interest in Swisscard AECS

GmbH (Swisscard) that has

been excluded from underlying

revenues. Refer to

the “Recent developments” section

of the UBS Group

first quarter 2026 report,

available under “Quarterly

reporting” at ubs.com/investors, for more information about the Swisscard transactions.

3 Includes temporary, incremental operating expenses directly related to the integration, as well as amortization of intangible

assets resulting from the acquisition of

the Credit Suisse Group.

4 Represents the gain related to

UBS’s share of the income recorded by Swisscard

for the sale of the

Credit Suisse card portfolios to UBS.

5 Represents

the expense related to the payment to Swisscard for the sale of the Credit Suisse card portfolios to UBS.

Net integration-related expenses, by business division and Group Items

For the quarter ended

Year-to-date

USD m

30.6.26

31.3.26

30.6.25

30.6.26

30.6.25

Global Wealth Management

227

304

381

531

734

Personal & Corporate Banking

170

196

212

366

379

Asset Management

135

Investment Bank

121

116

233

Non-core and Legacy

151

251

208

443

Group Items

Net integration-related expenses

613

677

1,032

1,289

1,925

of which: total revenues

(4)

(44)

(48)

of which: operating expenses

617

721

1,025

1,337

1,924

of which: personnel expenses

473

540

619

1,013

1,178

of which: general and administrative expenses

153

313

250

592

of which: depreciation, amortization and impairment of non-financial assets

153

1 Negative values represent net income.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Underlying results

In addition to reporting

our results in accordance

with IFRS Accounting

Standards, we report underlying

results that

exclude items of profit or loss that management believes are not representative of the underlying performance.

the

second

quarter

2026,

underlying

revenues

excluded

purchase

price

allocation

(PPA)

effects

and

other

integration items of

USD 352m. PPA effects

mainly consisted of

PPA adjustments on

financial instruments measured

at amortized

cost, including

off-balance sheet

positions, arising

from the

acquisition of

the Credit

Suisse Group.

Accretion

PPA

adjustments

financial

instruments

accelerated

when

the

financial

instrument

derecognized before its contractual maturity. No

adjustment is made for accretion of PPA

on financial instruments

within Non-core and Legacy, due to the nature of its business model.

the

second

quarter

2026,

underlying

expenses

excluded

integration-related

expenses

and

PPA

effects

USD 645m. Integration-related expenses

are temporary, incremental

and directly related

to the integration

of Credit

Suisse into

UBS, including

costs of

internal staff

and contractors

substantially dedicated

to integration

activities,

retention

awards,

redundancy

costs,

incremental

expenses

from

the

shortening

useful

lives

property,

equipment

and

software,

and

impairment

charges

relating

these

assets.

Classification

integration-related

expenses does not

affect the timing

of recognition and

measurement of those

expenses or the presentation

thereof

in the income statement.

Results: 2Q26 vs 2Q25

Reported

operating

profit

before

tax

increased

USD 1,401m,

64%,

USD 3,594m,

mainly

reflecting

increase in total revenues, partly offset by higher operating expenses. Total revenues increased

by USD 1,588m, or

13%, to

USD 13,700m, which

included a

decrease of

USD 244m in

PPA effects

and other

integration items.

The

increase in

total revenues was

primarily driven

by increases

of USD 874m

in net

fee and

commission income

and

USD 721m in total combined

net interest income and

other net income from

financial instruments measured at

fair

value through profit or loss. Operating

expenses increased by USD 230m, or 2%,

to USD 9,986m, which included

USD 410m

decrease

integration-related

expenses

and

PPA

effects.

The

increase

operating

expenses

was

mainly

driven by

USD 404m increase

personnel

expenses,

primarily

due

to higher

accruals

for performance

awards and an

increase in financial

advisor compensation, partly

offset by decreases

of USD 96m in

depreciation,

amortization

and

impairment

non-financial

assets

and

USD 77m

general

and

administrative

expenses.

Net

credit loss expenses were USD 121m, compared with USD 163m in the second quarter of 2025.

Underlying results 2Q26 vs 2Q25

underlying

basis,

profit

before

tax

increased

USD 1,204m

USD 3,887m,

reflecting

USD 1,802m

increase in total

revenues and a

USD 42m decrease in

net credit loss

expenses, partly offset

by a USD 639m

increase

in operating expenses.

Total revenues: 2Q26 vs 2Q25

Net interest income and other net income from financial instruments measured at fair value through profit or loss

Total combined net

interest income

and other net

income from financial

instruments measured at

fair value

through

profit or loss

increased by USD 721m

to USD 6,094m and

included a decrease

of USD 116m in

accretion impacts

resulting

from

PPA

adjustments

financial

instruments

and

other

PPA

effects,

mainly

Personal

Corporate

Banking and Global Wealth Management.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

The overall year-on-year

increase was primarily

driven by a

USD 523m increase in

the Investment Bank’s

revenues

to USD 2,405m, mainly driven

by Global Markets. This

increase was mostly due

to higher client balances

in Prime

Brokerage within Financing, as well as higher levels of client activity in Derivatives & Solutions.

In addition, revenues

in Global Wealth

Management increased by

USD 232m to USD 2,399m,

mainly reflecting a

USD 158m increase in net interest income, primarily driven by higher loan volumes, and by higher deposit margins

from balance sheet repricing

and the effects

of deposit pricing measures

The increase in

net interest income was

also due to a favorable deposit product mix. Non-core and Legacy reported revenues

of USD 42m, compared with

negative

USD 92m

the

second

quarter

2025,

mainly

reflecting

lower

markdowns

and

lower

liquidity

and

funding costs,

partly offset by

lower net gains

from position exits

and lower

net interest

income from

securitized

and credit products. Revenues in

Personal & Corporate Banking were

broadly stable at USD 1,583m, as

a USD 24m

decrease in net interest income was almost entirely offset by an increase in transaction-based income from foreign

exchange and other intermediary activity.

These increases were partly

offset by Group

Items, which reported negative

revenues of USD 323m,

compared with

negative USD 168m

in the

second quarter

of 2025,

mainly driven

by portfolio-level

economic hedges

on interest

rate, equity and credit risks, as well as by mark-to-market effects on own credit.

›

Refer to the relevant business division and Group Items commentary in this section for more information about the

specific revenues of each of the business divisions and Group Items

Net interest income and other net income from financial instruments measured at fair value through profit or loss

For the quarter ended

% change from

Year-to-date

USD m

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Net interest income from financial instruments measured at amortized cost and fair value

through other comprehensive income

874

866

466

1,740

498

Net interest income from financial instruments measured at fair value through profit or

loss and other

1,524

1,453

1,500

2,978

3,096

Other net income from financial instruments measured at fair value through profit or loss

3,696

3,949

3,408

(6)

7,645

7,346

Total

6,094

6,269

5,373

(3)

12,363

10,940

Global Wealth Management

2,399

2,362

2,167

4,761

4,362

of which: net interest income

1,863

1,851

1,705

3,714

3,413

of which: transaction-based income from foreign exchange and other intermediary

activity

536

510

462

1,046

949

Personal & Corporate Banking

1,583

1,585

3,166

3,013

of which: net interest income

1,343

1,348

1,367

(2)

2,692

2,605

of which: transaction-based income from foreign exchange and other intermediary

activity

240

235

218

474

407

Asset Management

(12)

(9)

(21)

(5)

Investment Bank

2,405

2,678

1,882

(10)

5,083

3,928

Non-core and Legacy

(17)

(92)

Group Items

(323)

(328)

(168)

(2)

(651)

(437)

1 Mainly includes spread-related income in connection with client-driven transactions,

foreign currency translation effects and income and expenses from precious metals,

which are included in the income statement

line Other net income from financial instruments

measured at fair value through profit

or loss. The amounts

reported on this line are one component

of Transaction-based income

in the management discussion and

analysis in the “Global Wealth Management” and “Personal & Corporate Banking” sections

of this report.

Net fee and commission income

Net fee and commission income increased by USD 874m to USD 7,582m and included a decrease of USD 139m in

accretion of PPA adjustments on financial instruments and other

PPA effects, which was reflected in other fee and

commission income, predominantly in Global Banking in the Investment Bank.

Fees for portfolio

management, investment funds

and related services

increased by USD 551m

to USD 5,316m. The

increase

was

mostly

driven

higher

average

levels

fee-generating

assets

Global

Wealth

Management,

reflecting positive

market performance

and net

new fee-generating

asset inflows

over the

course of

the past

months, primarily from mandates.

Net brokerage fees increased

by USD 447m to

USD 1,636m, driven by

higher volumes in Cash

Equities in Execution

Services in the Investment

Bank, particularly in the

Asia Pacific region, and

higher levels of client

activity in Global

Wealth Management across all regions.

›

Refer to the relevant business division commentary in this section for information about how components of fee

and commission income are presented within the business division results

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Other income

Other income was USD 24m, compared with USD 30m in the

second quarter of 2025. This reflected an increase

the share of net profits of

associates, primarily as the second quarter

of 2025 included a USD 31m loss

relating to

an investment in an associate, which was more than offset by decreases across other components.

Credit loss expense / release: 2Q26 vs 2Q25

Total net credit loss expenses in the second quarter of 2026 were USD 121m, consisting of USD 3m of net releases

performing

positions

and

USD 124m

net

expenses

credit-impaired exposures.

Net

credit

loss

expenses

were USD 163m in the second quarter of 2025.

Net credit

loss expenses

on credit-impaired

positions were

primarily attributable

to a

small number

of corporate

counterparties in Personal & Corporate Banking and the Investment Bank.

›

Refer to “Note 8 Expected credit loss measurement” in the “Consolidated financial statements” section of this

report for more information about the results for the six-month period ended 30 June 2026

Credit loss expense / (release)

Performing positions

Credit-impaired positions

USD m

Stages 1 and 2

Stage 3

Purchased

Total

For the quarter ended 30.6.26

Global Wealth Management

(4)

(2)

Personal & Corporate Banking

(1)

Asset Management

Investment Bank

Non-core and Legacy

Group Items

Total

(3)

125

(1)

121

For the quarter ended 31.3.26

Global Wealth Management

(4)

Personal & Corporate Banking

Asset Management

Investment Bank

Non-core and Legacy

(75)

(74)

Group Items

Total

(71)

For the quarter ended 30.6.25

Global Wealth Management

(3)

Personal & Corporate Banking

114

Asset Management

Investment Bank

Non-core and Legacy

(2)

Group Items

Total

126

(1)

163

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Operating expenses: 2Q26 vs 2Q25

Operating expenses

For the quarter ended

% change from

Year-to-date

USD m

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Personnel expenses

7,380

7,584

6,976

(3)

14,963

14,008

of which: salaries and variable compensation

6,296

6,564

5,900

(4)

12,860

11,868

of which: variable compensation – financial advisors

1,526

1,504

1,335

3,029

2,744

General and administrative expenses

1,804

2,011

1,881

(10)

(4)

3,815

4,312

of which: net expenses / (releases) for litigation, regulatory and similar matters

(30)

(412)

(93)

(298)

Depreciation, amortization and impairment of non-financial assets

802

738

898

(11)

1,540

1,759

Total operating expenses

9,986

10,333

9,756

(3)

20,319

20,080

1 Financial advisor

compensation mainly

consists of

cash compensation,

determined using

a formulaic

approach based

on production,

and deferred

awards.

It also

includes expenses

related to

compensation

commitments with financial advisors entered into at the time of recruitment that are subject to vesting requirements.

Personnel expenses

increased by

USD 404m to

USD 7,380m, mainly

due to

higher accruals

for performance

awards,

reflecting

business

performance,

and

increase

financial

advisor

compensation,

resulting

from

higher

compensable revenues. This was partly offset by the effects of a decrease in the workforce.

General and administrative expenses

General and

administrative expenses

decreased by

USD 77m to

USD 1,804m, including

a USD 217m

decrease in

integration-related

expenses,

mainly

consulting,

legal

and

audit

fees,

outsourcing

costs,

and

real

estate

and

logistics

costs.

addition,

there

were

decreases

across

most

other

components

general

and

administrative

expenses. The decreases were largely

offset by lower net releases

of USD 382m for litigation,

regulatory and similar

matters.

›

Refer to the “Regulatory and legal developments” and “Risk factors” sections of the UBS Group Annual Report

2025, available under “Annual reporting” at

ubs.com/investors

, for more information about litigation, regulatory

and similar matters

Depreciation, amortization and impairment of non-financial assets

Depreciation, amortization and impairment of non-financial assets decreased by USD 96m to USD 802m, primarily

driven

USD 64m

decrease

depreciation

expenses

for

leased

real

estate,

resulting

from

lower

levels

accelerated depreciation, and

a USD 41m decrease in

the amortization of

internally generated capitalized software,

mainly reflecting a lower cost base of software assets.

Tax: 2Q26 vs 2Q25

The Group had

a net

income tax

expense of USD

782m in the

second quarter

of 2026, representing

an effective

tax rate

of 21.8%,

compared with

a net

tax benefit

of USD 209m

in the

second quarter

of 2025

and a

negative

effective tax rate of 9.5%.

The net current tax

expense was USD 545m, which

primarily related to the

taxable profits of UBS Switzerland

and other entities.

There was a net deferred tax expense of

USD 237m, which mainly reflected the amortization of deferred

tax assets

(DTAs) previously recognized in relation to tax losses carried forward and deductible temporary differences.

We expect a

tax rate of

around 23% for

the full year

2026, excluding any

potential effects from

the remeasurement

of DTAs in connection with the business planning process.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Total comprehensive income attributable to shareholders

the

second

quarter

2026,

total

comprehensive

income

attributable

shareholders

was

USD 1,687m,

reflecting a net profit of USD 2,800m and

other comprehensive income (OCI), net of tax,

of negative USD 1,113m.

OCI related to own

credit on financial liabilities

designated at fair value

was negative USD 498m, primarily

due to

a tightening of our own credit spreads.

Foreign currency

translation OCI

was negative

USD 330m, mainly

due to

the US

dollar strengthening

against the

Swiss franc and the euro.

OCI

cash

flow

hedges

was

negative

USD 200m,

mainly

reflecting

net

unrealized

losses

dollar

hedging derivatives resulting from increases in the relevant US dollar long-term interest rates.

›

Refer to “Reconciliation of equity under IFRS Accounting Standards to Swiss SRB common equity tier 1 capital” in

the “Capital management” section of this report for more information about the effects of OCI on common equity

tier 1 capital

›

Refer to “Note 20 Fair value measurement” in the “Consolidated financial statements” section of the UBS Group

Annual Report 2025, available under “Annual reporting” at

ubs.com/investors

, for more information about own

credit on financial liabilities designated at fair value

Sensitivity to interest rate movements

As of 30 June

2026, it is

estimated that a

parallel shift in

yield curves by

+100 basis points

could lead to

a combined

increase in

annual net

interest income

from our

banking book

of approximately

USD 1.5bn in

the first

year after

such a shift.

Of this increase,

approximately USD 1.2bn, USD 0.1bn

and USD 0.1bn would

result from changes

Swiss franc, US dollar and euro interest rates, respectively.

A parallel shift in yield curves by –100 basis

points could lead to a combined increase in annual net

interest income

of approximately

USD 0.9bn. Of

this increase,

approximately USD 1.3bn

would result

from changes

in the

Swiss

franc interest rate,

driven by both

contractual and assumed

flooring benefits under

negative interest rates.

US dollar

and euro interest rates would lead to partly offsetting decreases of USD 0.1bn and USD 0.1bn, respectively.

These estimates do not represent net interest income forecasts, as they are based on a hypothetical

scenario of an

immediate

change

interest

rates,

equal

across

all

currencies

and

relative

implied

forward

rates

30 June 2026

applied to our

banking book. These

estimates further assume

no change to

balance sheet size

and

product mix, stable foreign exchange rates, and no specific management action.

›

Refer to the “Risk management and control” section of this report for information about interest rate risk in the

banking book

Key figures and personnel

Below is an overview of selected key figures of the Group.

Cost / income ratio: 2Q26 vs 2Q25

The cost / income ratio was 72.9%, compared

with 80.5%, and on an underlying

basis the cost / income ratio was

70.0%, compared with

75.4%, both

as a result

of higher

total revenues, partly

offset by

higher operating

expenses.

Personnel: 2Q26 vs 1Q26 and 2Q26 vs 2Q25

The

number

internal

and

external

personnel

employed

was

approximately

112,388

(based

full-time

equivalents for internal personnel and workforce count for external personnel) as of 30 June 2026, a net decrease

of 4,426 compared with 31 March 2026 and a net decrease of 11,138 compared with 30 June 2025. The number

of internal

personnel employed

of 30 June

2026 was

99,085 (full-time

equivalents), a

net decrease

of 2,509

compared with 31 March 2026 and

a net decrease of 6,047

compared with 30 June 2025. The

number of external

staff

was

approximately

13,303

(workforce

count)

30 June

2026,

net

decrease

approximately

1,917

compared with 31 March 2026 and a net decrease of 5,090 compared with 30 June 2025.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Equity, CET1 capital and returns

As of or for the quarter ended

Year-to-date

USD m, except where indicated

30.6.26

31.3.26

30.6.25

30.6.26

30.6.25

Net profit

Net profit / (loss) attributable to shareholders

2,800

3,040

2,395

5,840

4,087

Equity

Equity attributable to shareholders

89,165

92,247

89,277

89,165

89,277

less: goodwill and intangible assets

6,846

6,900

7,023

6,846

7,023

Tangible equity attributable to shareholders

82,319

85,347

82,254

82,319

82,254

less: other CET1 adjustments

9,855

12,034

9,544

9,855

9,544

CET1 capital

72,464

73,313

72,709

72,464

72,709

Returns

Return on equity (%)

12.3

13.3

10.9

12.8

9.4

Return on tangible equity (%)

13.4

14.4

11.8

13.9

10.2

Underlying return on tangible equity (%)

14.3

14.6

13.4

14.4

11.7

Return on CET1 capital (%)

15.4

16.8

13.5

16.1

11.6

Underlying return on CET1 capital (%)

16.4

17.0

15.3

16.7

13.3

Common equity tier 1 capital: 2Q26 vs 1Q26

During

the

second

quarter

2026,

our

common

equity

tier 1

(CET1)

capital

decreased

USD 0.8bn

USD 72.5bn, mainly as operating profit before tax of USD 3.6bn was more than

offset by the recognition of a new

USD 3.0bn

capital

reserve

for

expected

future

repurchases,

dividend

accruals

USD 0.9bn,

current

tax

expenses

USD 0.5bn

and

negative

foreign

currency

translation

effects

USD 0.3bn.

repurchases

USD 1.9bn made under our 2026

share repurchase program in the

second quarter of 2026 did

not affect our CET1

capital

position,

there

was

identical

reduction

the

existing

capital

reserve

for

expected

future

repurchases.

Return on common equity tier 1 capital: 2Q26 vs 2Q25

The annualized return on

CET1 capital was 15.4%,

compared with 13.5%. On

an underlying basis, the

return on

CET1

capital

was

16.4%,

compared

with

15.3%.

These

increases

were

driven

increase

net

profit

attributable to shareholders, partly offset by an increase in average CET1 capital.

Risk-weighted assets: 2Q26 vs 1Q26

During the second quarter

of 2026, RWA increased by

USD 3.6bn to USD 503.9bn, driven

by a USD 6.7bn increase

resulting from asset size and other movements, partly

offset by a USD 1.9bn decrease from currency effects

and a

USD 1.2bn decrease driven by model updates and methodology changes.

Common equity tier 1 capital ratio: 2Q26 vs 1Q26

Our

CET1

capital

ratio

decreased

14.4%

from

14.7%,

reflecting

the

aforementioned

USD 0.8bn

decrease

CET1 capital and the aforementioned USD 3.6bn increase in RWA.

Leverage ratio denominator: 2Q26 vs 1Q26

The

leverage

ratio

denominator

(the

LRD)

decreased

USD 3.7bn

USD 1,649.8bn,

driven

USD 9.4bn

decrease from currency effects, partly offset by a USD 5.6bn increase from asset size and other movements.

Common equity tier 1 leverage ratio: 2Q26 vs 1Q26

Our CET1 leverage ratio remained stable

at 4.4% as the aforementioned USD 0.8bn decrease

in CET1 capital was

offset by the aforementioned USD 3.7bn decrease in the LRD.

›

Refer to the “Capital management” section of this report for more information about key figures related to capital

management

Results 6M26 vs 6M25

Reported operating profit before tax increased by USD 3,109m, or 72%, to USD 7,434m. Total revenues increased

by USD 3,275m and included an increase from

foreign currency effects and a decrease of

USD 346m in PPA effects

and other

integration items.

Operating expenses

increased by

USD 239m and

included an

increase from

foreign

currency effects and

a USD 587m decrease

in integration-related expenses

and PPA effects.

Net credit loss

expenses

were USD 191m, compared with USD 263m in the first six months of 2025.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Group performance

Total combined net

interest income

and other net

income from financial

instruments measured at

fair value

through

profit or

loss increased

by USD 1,423m

to USD 12,363m.

The overall

increase was

primarily driven

by a

USD 1,155m

increase

in the

Investment Bank’s

revenues to

USD 5,083m, mainly

driven by

Global Markets.

This

increase was

mostly due

to higher

levels of

client activity

in Derivatives

& Solutions,

as well

as higher

client balances

in Prime

Brokerage

within

Financing.

Revenues

Global

Wealth

Management

increased

USD 399m

USD 4,761m,

mainly reflecting a USD 301m increase in

net interest income, primarily reflecting higher loan

volumes, the effects

from deposit pricing measures, a favorable deposit product mix, and positive foreign currency effects.

Net

fee

and

commission

income

increased

USD 1,825m

USD 15,310m.

Fees

for

portfolio

management,

investment funds

and related

services increased

by USD 1,113m,

predominantly in

Global Wealth

Management,

mainly driven

by higher

average levels

of fee-generating

assets, reflecting

positive impacts

from market

performance

and net

new fee-generating

asset inflows

over the

course of

the past

12 months,

primarily from

mandates. Net

brokerage

fees

increased

USD 776m,

driven

higher

volumes

Cash

Equities

Execution

Services

the

Investment

Bank,

particularly

the

Asia

Pacific

region,

and

higher

levels

client

activity

Global

Wealth

Management across all regions.

Other income

was USD 271m

compared with

USD 243m in

the first

six months

of 2025.

The first

six months

2026 included a

USD 163m gain

related to

the Swisscard transactions

(of which USD 128m

has been

excluded from

underlying revenues),

compared with

a gain

of USD 64m

in the

first six

months of

2025. The

first six

months of

2025 also included a gain

of USD 97m from the sale

of Select Portfolio Servicing and

a USD 16m net loss relating

to an investment in an associate.

Personnel

expenses

increased

USD 955m

USD 14,963m,

mainly

due

higher

accruals

for

performance

awards

reflecting

business

performance,

increase

financial

advisor

compensation

resulting

from

higher

compensable

revenues,

and

foreign

currency

effects.

This

was

partly

offset

the

effects

decrease

the

workforce.

General and administrative expenses decreased

by USD 497m to USD 3,815m, including

a USD 342m decrease in

integration-related expenses, mainly in consulting, legal and audit fees and outsourcing costs. In addition, the first

six months of 2025 included a USD 180m

expense related to the Swisscard transactions. The

decreases were partly

offset by the first

six months of 2026

including USD 16m net expenses

for litigation, regulatory and

similar matters,

compared with net releases of USD 298m in the first six months of 2025.

Depreciation,

amortization

and

impairment

non-financial

assets

decreased

USD 219m

USD 1,540m,

primarily driven by

a USD 137m decrease

in the amortization

of internally

generated capitalized

software, mainly

reflecting a lower cost base of software assets,

and a USD 101m decrease in depreciation expenses

for leased real

estate, resulting from lower levels of accelerated depreciation.

›

Refer to the “Consolidated financial statements” section of this report for more information

Outlook

enter

the

third

quarter,

market

conditions

remain

broadly

constructive,

supported

healthy

client

engagement, the continued broadening of market leadership and historically elevated equity dispersion.

At the same

time, ongoing geopolitical

developments and volatile energy

prices lead to high

levels of uncertainty

around

the

inflation

and

interest

rate

outlook.

This

could

contribute

changes

macroeconomic

conditions,

periods of elevated volatility and more measured investor sentiment.

For the third quarter, in addition to seasonal

factors, we expect Global Wealth Management net interest

income to

increase modestly, broadly in line with the sequential uptick recorded in the second quarter of 2026. In Personal &

Corporate Banking, we expect net interest income to be flat to slightly higher sequentially.

We are focused

on maintaining a

high level of

engagement with our

clients as we

execute on the

final stages of

the integration and as we continue to strategically invest in our franchise to drive long-term growth.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Global Wealth Management

Global Wealth Management

As of or for the quarter ended

% change from

Year-to-date

USD m, except where indicated

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Results

Net interest income

1,863

1,851

1,705

3,714

3,413

Recurring net fee income

3,711

3,617

3,351

7,328

6,630

Transaction-based income

1,2

1,513

1,666

1,236

(9)

3,179

2,664

Other revenues

1,3

(28)

268

(3)

Total revenues

7,112

7,106

6,300

14,218

12,722

Credit loss expense / (release)

(2)

Operating expenses

5,231

5,305

5,093

(1)

10,536

10,150

Business division operating profit / (loss) before tax

1,883

1,792

1,204

3,675

2,563

Underlying results

Total revenues as reported

7,112

7,106

6,300

14,218

12,722

of which: PPA effects and other integration items

114

125

153

(9)

(25)

240

318

of which: PPA effects recognized in net interest income

113

123

148

(7)

(24)

236

307

of which: PPA effects and other integration items recognized in transaction-based income

(48)

(76)

of which: gain / (loss) related to an investment in an associate

(8)

(5)

Total revenues (underlying)

6,997

6,981

6,156

13,978

12,408

Credit loss expense / (release)

(2)

Operating expenses as reported

5,231

5,305

5,093

(1)

10,536

10,150

of which: integration-related expenses and PPA effects

1,5

228

307

383

(26)

(40)

536

739

Operating expenses (underlying)

5,002

4,998

4,710

10,001

9,411

of which: net expenses / (releases) for litigation, regulatory and similar matters

(24)

(5)

Business division operating profit / (loss) before tax as reported

1,883

1,792

1,204

3,675

2,563

Business division operating profit / (loss) before tax (underlying)

1,997

1,974

1,443

3,971

2,988

Performance measures and other information

Pre-tax profit growth (year-on-year,

56.4

31.9

38.3

43.4

30.0

Cost / income ratio (%)

73.6

74.7

80.8

74.1

79.8

Average attributed equity (USD bn)

34.5

34.6

34.2

34.6

33.9

Return on attributed equity (%)

1,6

21.8

20.7

14.1

21.3

15.1

Financial advisor compensation

1,525

1,504

1,334

3,029

2,743

Net new fee-generating assets (USD bn)

12.9

37.9

7.5

50.8

34.7

Fee-generating assets (USD bn)

2,255

2,103

1,980

2,255

1,980

Net new assets (USD bn)

35.5

37.4

23.3

72.9

54.8

Net new assets growth rate (%)

3.0

3.1

2.2

3.1

2.6

Invested assets (USD bn)

4,942

4,668

4,512

4,942

4,512

Net new loan volumes (USD bn)

1,8

7.3

4.6

3.4

11.9

5.6

Loan volumes (USD bn)

1,9

335.3

331.5

318.3

335.3

318.3

Net new deposit volumes (USD bn)

1,10

1.8

(1.6)

9.0

0.2

(0.3)

Customer deposit volumes (USD bn)

1,11

477.0

476.6

488.8

(2)

477.0

488.8

Credit-impaired loan portfolio as a percentage of total loan portfolio, gross (%)

1,12

0.6

0.5

0.6

0.5

Advisors (full-time equivalents)

9,173

9,359

9,565

(2)

(4)

9,173

9,565

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Global Wealth Management

Global Wealth Management (continued)

As of or for the quarter ended

% change from

Year-to-date

USD m, except where indicated

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Underlying performance measures

Pre-tax profit growth (year-on-year,

38.4

27.8

24.3

32.9

22.8

Cost / income ratio (%)

71.5

71.6

76.5

71.5

75.8

Return on attributed equity (%)

1,6

23.2

22.8

16.9

23.0

17.6

1 Refer to “Alternative performance measures” in the appendix to this report for the definition and calculation method. Each alternative performance measure (APM) that qualifies as a non-GAAP measure as defined

by US Securities and Exchange Commission (SEC) regulations is designated as such

in the table of APMs in the appendix to this

report. For more information about underlying results, refer to the “Group performance”

section of this report.

2 Consists of USD 999m of net fee and commission income (first quarter of 2026: USD 1,120m; second

quarter of 2025: USD 777m; six-month period ended 30 June 2026: USD 2,118m; six-

month period ended 30 June 2025: USD 1,713m),

USD 517m of other net income from

financial instruments measured at fair

value through profit or loss (first

quarter of 2026: USD 545m; second quarter

of 2025:

USD 462m; six-month period ended 30 June 2026:

USD 1,062m; six-month period ended 30 June 2025:

USD 949m), and negative USD 3m of other

income (first quarter of 2026: USD 1m;

second quarter of 2025:

negative USD 2m; six-month period ended 30 June 2026: negative USD 1m; six-month period ended 30 June 2025: USD 2m) for the purposes of the Group financial information or the Group financial

statements, as

applicable. Income

related to

certain financial instruments

not directly

linked to

client activity and

measured at

fair value

that was

previously presented

as transaction-based

income has

been presented

as other

revenues from the fourth quarter

of 2025 onward. This

change has been applied prospectively.

3 Consists of USD 19m of other

net income from financial instruments

measured at fair value through

profit or loss

(first quarter of 2026: negative USD 35m; second quarter of 2025: USD 0m; six-month period ended

30 June 2026: negative USD 15m; six-month period ended 30 June 2025: USD 0m) and USD 6m of other

income

(first quarter of 2026: USD 7m;

second quarter of 2025: USD 7m;

six-month period ended 30 June 2026:

USD 13m; six-month period ended 30 June

2025: USD 15m) for the purposes

of the Group financial information

or the Group

financial statements,

as applicable.

Income related to

certain financial instruments

not directly linked

to client activity

and measured at

fair value that

was previously

presented as transaction

-based

income has been presented as other revenues from the fourth quarter of 2025 onward. This change has been applied

prospectively. The line was renamed “Other revenues” (previously “Other

income”) in the fourth

quarter of 2025.

4 Includes accretion of

PPA adjustments

on financial instruments

and other PPA

effects, as well

as temporary and

incremental items directly

related to the

integration.

5 Includes temporary,

incremental operating expenses directly related to the integration,

as well as amortization of intangible assets resulting from

the acquisition of the Credit Suisse Group.

6 Refer to “Equity attribution” in this report

for more information

about the

equity attribution

framework.

7 Relates to

licensed professionals

with the ability

to provide

investment advice

to clients

in the Americas.

Mainly consists of

cash compensation,

determined using a formulaic approach based on production, and deferred awards.

It also includes expenses related to compensation commitments with financial advisors entered

into at the time of recruitment that

are subject to vesting

requirements. Recruitment loans

to financial advisors were

USD 1,412m as of 30

June 2026.

8 Consists of USD 7.0bn classified

as Loans and advances

to customers (first quarter

of 2026:

USD 4.2bn; second quarter of 2025: USD 3.4bn;

six-month period ended 30 June 2026: USD 11.2bn;

six-month period ended 30 June 2025: USD 5.5bn)

and USD 0.3bn classified as Brokerage receivables (first quarter

of 2026: USD 0.5bn; second quarter of

2025: USD 0.0bn; six-month period ended

30 June 2026: USD 0.7bn; six-month period

ended 30 June 2025: USD 0.1bn) for

the purposes of the Group financial

information

or the Group financial statements, as applicable.

9 Presented gross of expected credit losses. Consists of USD 329.8bn classified as Loans and advances to customers (31 March 2026:

USD 326.3bn; 30 June 2025:

USD 313.6bn) and USD 5.5bn classified

as Brokerage

receivables (31 March 2026:

USD 5.2bn; 30 June 2025:

USD 4.7bn) for the purposes

of the Group financial

information or the Group

financial statements, as

applicable.

10 Consists of USD 2.2bn classified

as Customer deposits (first quarter

of 2026: negative USD 2.8bn; second

quarter of 2025: USD 9.1bn; six-month

period ended 30 June 2026: negative

USD 0.7bn;

six-month period ended 30 June 2025: USD 0.1bn) and negative USD 0.4bn

classified as Brokerage payables (first quarter

of 2026: USD 1.2bn; second quarter of 2025: negative USD 0.1bn;

six-month period ended

30 June 2026:

USD 0.9bn; six-month

period ended

30 June 2025:

negative USD 0.4bn)

for the

purposes of

the Group

financial information

or the

Group financial

statements,

as applicable.

11 Consists of

USD 470.9bn classified as Customer deposits (31 March

2026: USD 470.1bn; 30 June 2025: USD 483.3bn)

and USD 6.1bn classified as Brokerage

payables (31 March 2026: USD 6.5bn; 30 June

2025: USD 5.5bn)

for the purposes of the Group financial information or the Group financial statements, as applicable.

12 Refer to the “Risk management and control” section of this report for more information

about credit-impaired

exposures. Excludes loans to financial advisors.

The decrease in advisor headcount included the impact from the reclassification of certain roles in the second quarter of 2026

to align role classifications globally.

Comparative figures have not been restated.

Results: 2Q26 vs 2Q25

Profit

before

tax

increased

USD 679m,

56%,

USD 1,883m,

mainly

due

higher

total

revenues,

partly

offset

higher

operating

expenses.

Underlying

profit

before

tax

was

USD 1,997m,

increase

38%,

after

excluding from operating expenses USD 228m of

integration-related expenses and purchase price allocation

(PPA)

effects and excluding from total revenues USD 114m of PPA effects and other integration items.

Total revenues

Total

revenues

increased

USD 812m,

13%,

USD 7,112m,

driven

all

revenue

lines,

and

included

USD 39m

decrease

PPA

effects

and

other

integration

items.

Excluding

USD 114m

PPA

effects

and

other

integration items, underlying total revenues were USD 6,997m, an increase of 14%.

Net interest income

increased by USD 158m,

or 9%, to

USD 1,863m and included

a USD 35m decrease

in accretion

of PPA adjustments on financial instruments and

other PPA effects. Excluding PPA effects of USD 113m,

underlying

net interest income was USD 1,750m, an increase of 12%, primarily driven by higher loan volumes,

and by higher

deposit margins

from balance

sheet repricing

and the

effects of

deposit pricing

measures.

The increase

in underlying

net interest income was also due to a favorable deposit product mix.

Recurring net fee income increased by USD 360m,

or 11%, to USD 3,711m, mainly driven

by higher average levels

of fee-generating assets, reflecting

positive market performance and

net new fee-generating asset

inflows over the

course of the past 12 months, primarily from mandates.

Transaction-based income increased

by USD 277m, or

22%, to USD 1,513m,

mainly driven by

higher levels of

client

activity across all regions and reflecting demand for structured

products and cash equities. Excluding PPA effects of

USD 1m, underlying transaction-based income was USD 1,511m, an increase of 23%.

Other revenues

were USD 25m

and included

a USD 19m

fair value

gain resulting

from a

strategic partnership.

Other

revenues in the second

quarter of 2025

were USD 7m and included

a loss of USD

8m related to an

investment in

an associate.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Global Wealth Management

Credit loss expense / release

Net credit loss releases were USD 2m, compared with net credit loss expenses of USD 3m in the

second quarter of

2025.

Operating expenses

Operating

expenses

increased

USD 138m,

3%,

USD 5,231m

and

included

USD 155m

decrease

integration-related

expenses.

Excluding

USD 228m

integration-related

expenses

and

PPA

effects,

underlying

operating expenses were

USD 5,002m, an increase

of 6%, mainly

driven by higher

variable compensation, primarily

related to an increase in financial advisor compensation, resulting from higher compensable revenues,

partly offset

by net releases in provisions for litigation, regulatory and similar matters.

Invested assets: 2Q26 vs 1Q26

Invested

assets

increased

USD 274bn

USD 4,942bn,

mainly

driven

positive

market

performance

USD 260.4bn

and

net

new

asset

inflows

USD 35.5bn,

partly

offset

negative

foreign

currency

effects

USD 11.5bn and negative

effects of USD 8.1bn

resulting from UBS’s

strategic decisions to

exit certain markets

cease offering certain services.

Invested assets: 2Q26 vs 2Q25

Invested

assets

increased

USD 430bn

USD 4,942bn,

mainly

driven

positive

market

performance

USD 381.6bn

and

net

new

asset

inflows

USD 118.9bn,

partly

offset

negative

foreign

currency

effects

USD 32.8bn and negative effects of USD 32.2bn resulting from UBS’s strategic decisions to exit certain markets or

cease offering certain services.

Loan volumes: 2Q26 vs 1Q26

Loan

volumes

increased

USD 3.8bn

USD 335.3bn,

mainly

driven

positive

net

new

loan

volumes

USD 7.3bn, partly offset by negative foreign currency effects.

›

Refer to the “Risk management and control” section of this report for more information

Customer deposit volumes: 2Q26 vs 1Q26

Customer

deposit

volumes

increased

USD 0.4bn

USD 477.0bn,

mainly

driven

net

new

deposit

volume

inflows of USD 1.8bn, partly offset by negative foreign currency effects.

Results: 6M26 vs 6M25

Profit before

tax increased

by USD 1,112m,

or 43%,

to USD 3,675m,

mainly due

to higher

total revenues,

partly

offset

higher

operating

expenses.

Underlying

profit

before

tax

was

USD 3,971m,

increase

33%,

after

excluding from operating expenses USD 536m of integration-related expenses and PPA effects and excluding from

total revenues USD 240m of PPA effects and other integration items.

Total

revenues

increased

USD 1,496m,

12%,

USD 14,218m,

largely

driven

main

revenue

lines,

and

included a USD 78m decrease

in PPA effects and

other integration items. Excluding

USD 240m of PPA effects

and

other integration items, underlying total revenues were USD 13,978m, an increase of 13%.

Net interest income

increased by USD 301m,

or 9%, to

USD 3,714m and included

a USD 71m decrease

in accretion

of PPA adjustments on financial instruments and

other PPA effects. Excluding PPA effects of USD 236m,

underlying

net

interest

income

was USD

3,478m, an

increase of

12%,

primarily

reflecting higher

loan

volumes, the

effects

from deposit pricing measures, a favorable deposit product mix and positive foreign currency effects.

Recurring net

fee income

increased by

USD 698m, or

11%, to

USD 7,328m. The

increase was

mainly driven

higher average levels of fee-generating assets, reflecting positive market performance and net new fee-generating

asset inflows over the course of the past 12 months, primarily from mandates.

Transaction-based income increased

by USD 515m, or

19%, to USD 3,179m,

mainly driven by

higher levels of

client

activity

across

all

regions

and

reflecting

demand

for

structured

products,

cash

equities

and

investment

funds.

Excluding PPA effects of USD 3m, underlying transaction-based income was USD 3,175m, an increase of 20%.

Other

revenues

were

negative

USD 3m

and

included

USD 26m

fair

value

loss

resulting

from

strategic

partnership. Other revenues

in the first

half of 2025

were USD 15m and

included a loss

of USD 5m related

to an

investment in an associate.

Net credit loss expenses were USD 7m,

compared with net credit loss expenses

of USD 9m in the first half of

2025.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Global Wealth Management

Operating

expenses

increased

USD 386m,

4%,

USD 10,536m

and

included

USD 203m

decrease

integration-related

expenses.

Excluding

USD 536m

integration-related

expenses

and

PPA

effects,

underlying

operating

expenses

were

USD 10,001m,

increase

6%,

mainly

driven

higher

variable

compensation,

primarily

increase

financial

advisor

compensation,

resulting

from

higher

compensable

revenues,

partly offset by net releases in provisions for litigation, regulatory and similar matters.

Regional breakdown of performance measures

As of or for the quarter ended 30.6.26

USD m, except where indicated

Americas

Asia Pacific

EMEA

Switzerland

Divisional items

Global Wealth

Management

Net interest income

569

363

415

407

109

1,863

Recurring net fee income

2,262

323

612

502

3,711

Transaction-based income

3,4

526

475

301

227

(16)

1,513

Other revenues

3,4

(10)

Total revenues

3,364

1,152

1,328

1,135

133

7,112

Credit loss expense / (release)

(11)

(2)

Operating expenses

2,830

637

836

685

244

5,231

Operating profit / (loss) before tax

534

514

503

440

(109)

1,883

of which: PPA effects, integration-related items and other items

(114)

Cost / income ratio (%)

84.1

55.3

62.9

60.3

73.6

Net new fee-generating assets (USD bn)

(4.6)

4.2

10.6

2.8

0.0

12.9

Fee-generating assets (USD bn)

1,248

226

491

290

2,255

Net new assets (USD bn)

0.9

9.2

11.8

14.3

(0.6)

35.5

Net new assets growth rate (%)

0.2

4.7

6.2

6.5

3.0

Invested assets (USD bn)

2,423

790

799

925

4,942

Net new loan volumes (USD bn)

3.3

2.0

0.9

1.2

(0.1)

7.3

Loan volumes (USD bn)

109.1

49.7

62.7

112.3

1.6

335.3

Net new deposit volumes (USD bn)

0.0

2.0

(1.4)

1.2

0.0

1.8

Customer deposit volumes (USD bn)

124.2

114.7

109.5

124.7

4.0

477.0

Advisors (full-time equivalents)

5,644

954

1,408

1,099

9,173

As of or for the quarter ended 30.6.25

USD m, except where indicated

Americas

Asia Pacific

EMEA

Switzerland

Divisional items

Global Wealth

Management

Net interest income

500

304

382

374

145

1,705

Recurring net fee income

2,015

286

575

463

3,351

Transaction-based income

3,4

403

359

274

215

(15)

1,236

Other revenues

3,4

(2)

Total revenues

2,929

947

1,234

1,049

141

6,300

Credit loss expense / (release)

(2)

Operating expenses

2,561

598

839

698

397

5,093

Operating profit / (loss) before tax

364

348

394

353

(256)

1,204

of which: PPA effects, integration-related items and other items

(239)

Cost / income ratio (%)

87.4

63.2

68.0

66.5

80.8

Net new fee-generating assets (USD bn)

1.7

1.6

3.5

0.8

(0.1)

7.5

Fee-generating assets (USD bn)

1,125

187

417

249

1,980

Net new assets (USD bn)

(3.5)

11.1

9.1

7.0

(0.3)

23.3

Net new assets growth rate (%)

(0.7)

6.4

5.4

3.6

2.2

Invested assets (USD bn)

2,189

746

728

844

4,512

Net new loan volumes (USD bn)

1.9

0.2

2.2

(0.7)

(0.2)

3.4

Loan volumes (USD bn)

100.4

44.7

63.2

108.8

1.1

318.3

Net new deposit volumes (USD bn)

0.2

4.8

4.5

0.0

(0.6)

9.0

Customer deposit volumes (USD bn)

114.1

122.9

117.6

130.0

4.2

488.8

Advisors (full-time equivalents)

5,773

933

1,508

1,259

9,565

1 Includes

the Wealth

Management US

(which covers

the USA

and Canada)

and Wealth

Management LatAm

(which covers

Latin America)

business units.

2 Includes impacts

from accretion

of purchase

price

allocation (PPA) adjustments on financial

instruments and other PPA effects,

integration-related expenses, and certain gains

and losses from investments in associates and

minor functions, which are not included

the four regions individually presented

in this table.

3 Refer to “Alternative

performance measures” in the appendix

to this report for the definition

and calculation method. Each alternative

performance measure

(APM) that qualifies as a non-GAAP measure

as defined by US Securities and Exchange

Commission (SEC) regulations is designated as such

in the table of APMs in the appendix

to this report. For more information

about underlying results, refer to the “Group

performance” section of this report.

4 From the fourth quarter of 2025 onward,

income related to certain financial instruments not directly linked

to client activity and

measured at fair value

that was previously presented

as transaction-based income has

been presented as other

revenues. This

change has been applied

prospectively. The

line has been renamed

“Other revenues”

(previously “Other income”).

5 Items of profit or

loss that management believes

are not representative of

the underlying performance,

namely impacts from accretion

of purchase price allocation

adjustments on

financial instruments

and other

PPA effects,

integration-related expenses,

amortization of

intangibles resulting

from the

acquisition of

the Credit

Suisse Group,

and certain

gains and

losses from

investments in

associates.

6 Loan volumes and

Customer deposit volumes

in this table

include customer brokerage

receivables and payables,

respectively, which

are presented in

separate reporting lines

on the balance

sheet.

7 The decrease in advisor

headcount included the impact from the

reclassification of certain roles in

the second quarter of 2026

to align role classifications globally.

The reclassification impact primarily

affected the

Switzerland and EMEA regions. Comparative figures have not been restated.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Global Wealth Management

Regional comments 2Q26 vs 2Q25, except where indicated

Americas

Profit

before

tax

increased

USD 170m

USD 534m.

Total

revenues

increased

USD 435m,

15%,

USD 3,364m, mainly driven by

increases of USD 247m in

recurring net fee income,

USD 123m in transaction-based

income and

USD 69m in

net interest

income. Operating

expenses increased

by USD 269m,

or 11%,

to USD 2,830m.

The cost / income ratio decreased to

84.1% from 87.4%. Loan

volumes increased by 3% compared

with the first

quarter of 2026, to

USD 109.1bn, mainly driven by

positive net new

loan volumes of USD 3.3bn.

Customer deposit

volumes were USD 124.2bn,

broadly stable compared

with the first

quarter of 2026.

Net new asset

inflows were

USD 0.9bn.

Asia Pacific

Profit

before

tax

increased

USD 166m

USD 514m.

Total

revenues

increased

USD 205m,

22%,

USD 1,152m, mainly

driven by

increases of

USD 116m in

transaction-based income,

USD 59m in

net interest

income

and USD 37m in recurring net fee

income. Operating expenses increased by USD 39m,

or 6%, to USD 637m. The

cost / income

ratio

decreased

55.3%

from

63.2%.

Loan

volumes

increased

compared

with

the

first

quarter of 2026, to USD 49.7bn, mainly driven by positive net new loan volumes of USD 2.0bn. Customer deposit

volumes increased by 2% compared with the first quarter of 2026, to USD 114.7bn, with net new deposit volume

inflows of USD 2.0bn. Net new asset inflows were USD 9.2bn.

EMEA

Profit

before

tax

increased

USD 109m

USD 503m.

Total

revenues

increased

USD 94m,

8%,

USD 1,328m, mainly driven by increases of USD 37m in recurring net fee income, USD 33m in net interest income

and

USD 27m

transaction-based

income.

Operating

expenses

decreased

USD 3m

USD 836m.

The

cost / income

ratio

decreased

62.9%

from

68.0%.

Loan

volumes

increased

compared

with

the

first

quarter of 2026, to USD 62.7bn, mainly driven by positive net new loan volumes of USD 0.9bn. Customer deposit

volumes decreased

by 2%

compared with

the first

quarter of

2026, to

USD 109.5bn, mainly

driven by

net new

deposit volume outflows of USD 1.4bn. Net new asset inflows were USD 11.8bn.

Switzerland

Profit

before

tax

increased

USD 87m

USD 440m.

Total

revenues

increased

USD 86m,

8%,

USD 1,135m,

mainly

driven

increases

USD 39m

recurring

net

fee

income

and

USD 33m

net

interest

income. Operating

expenses decreased

by USD 13m,

or 2%,

to USD 685m.

The cost / income

ratio decreased

60.3% from

66.5%. Loan

volumes decreased

by 1%

compared with

the first

quarter of

2026, to

USD 112.3bn,

mainly driven

by negative

foreign currency

effects, partly

offset by

positive net

new loan

volumes of

USD 1.2bn.

Customer deposit

volumes were

USD 124.7bn,

broadly stable

compared with

the first

quarter of

2026, with

net

new deposit volume inflows

of USD 1.2bn, partly offset

by negative foreign currency

effects. Net new asset inflows

were USD 14.3bn.

Divisional items

Operating loss before tax was USD 109m

and included USD 228m of integration-related expenses

and PPA effects,

partly offset by the aforementioned USD

114m related to PPA effects and

other integration items and a USD 19m

fair value gain resulting from a strategic partnership.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Personal & Corporate Banking

Personal & Corporate Banking

Personal & Corporate Banking – in Swiss francs

As of or for the quarter ended

% change from

Year-to-date

CHF m, except where indicated

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Results

Net interest income

1,061

1,052

1,111

(4)

2,113

2,226

Recurring net fee income

1,2

358

348

357

707

715

Transaction-based income

1,3

448

489

459

(8)

(3)

937

911

Other revenues

1,4

139

(28)

(79)

168

Total revenues

1,896

2,029

1,900

(7)

3,925

3,889

Credit loss expense / (release)

(33)

116

139

Operating expenses

1,159

1,164

1,243

(7)

2,323

2,638

Business division operating profit / (loss) before tax

676

809

566

(16)

1,485

1,111

Underlying results

Total revenues as reported

1,896

2,029

1,900

(7)

3,925

3,889

of which: PPA effects and other integration items

154

174

222

(11)

(30)

329

438

of which: PPA effects recognized in net interest income

143

153

205

(6)

(30)

296

396

of which: PPA effects and other integration items recognized in transaction-based income

(46)

(34)

of which: loss related to an investment in an associate

(18)

(8)

of which: items related to the Swisscard transactions

Total revenues (underlying)

1,741

1,756

1,696

(1)

3,497

3,401

Credit loss expense / (release)

(33)

116

139

Operating expenses as reported

1,159

1,164

1,243

(7)

2,323

2,638

of which: integration-related expenses and PPA effects

1,8

155

174

195

(11)

(21)

329

367

of which: items related to the Swisscard transactions

164

Operating expenses (underlying)

1,004

990

1,048

(4)

1,995

2,108

of which: net expenses / (releases) for litigation, regulatory and similar matters

(2)

Business division operating profit / (loss) before tax as reported

676

809

566

(16)

1,485

1,111

Business division operating profit / (loss) before tax (underlying)

676

710

557

(5)

1,386

1,154

Performance measures and other information

Pre-tax profit growth (year-on-year,

19.4

48.4

(19.5)

33.6

(28.9)

Cost / income ratio (%)

61.1

57.4

65.4

59.2

67.8

Average attributed equity (CHF bn)

17.6

17.5

17.7

17.6

17.9

Return on attributed equity (%)

1,10

15.3

18.5

12.8

16.9

12.4

Net interest margin (bps)

170

171

179

170

180

Net new loans (CHF bn)

2.2

2.4

1.2

4.6

0.9

Loans, gross (CHF bn)

251.4

247.4

248.7

251.4

248.7

Net new deposits (CHF bn)

1.4

3.5

1.1

4.9

(1.8)

Customer deposits (CHF bn)

252.6

251.2

249.3

252.6

249.3

Credit-impaired loan portfolio as a percentage of total loan portfolio, gross (%)

1,11

1.3

1.2

1.3

1.2

Underlying performance measures

Pre-tax profit growth (year-on-year,

21.4

19.0

(13.7)

20.1

(18.7)

Cost / income ratio (%)

57.7

56.4

61.8

57.0

62.0

Return on attributed equity (%)

1,10

15.3

16.3

12.6

15.8

12.9

by US Securities and Exchange Commission (SEC) regulations is designated

as such in the table of APMs in

the appendix to this report. For more information about underlying results, refer to the

“Group performance”

section of this report.

2 Consists of net fee and

commission income and other income

for the purposes of

the Group financial information or

the Group financial statements, as applicable. For reconciliation

information

in US dollar amounts, refer to the corresponding footnote to the table below.

3 Consists of net fee and commission income, other net income from financial instruments measured at fair value through profit or loss,

and other income for the purposes of the Group financial

information or the Group financial statements,

as applicable. For reconciliation

information in US dollar amounts, refer to

the corresponding footnote to the

table below. Income

related to certain

financial instruments not

directly linked to

client activity and

measured at fair valu

that was previously

presented as transaction-based

income has been

presented as other

revenues from the

fourth quarter of

2025 onward. This

change has been

applied prospectively.

4 Consists of other

net income from

financial instruments measured

at fair value

through profit or

loss and other

income for the purposes of the Group financial information or the

Group financial statements, as applicable. For reconciliation information in US dollar amounts, refer to the corresponding footnote to the table below.

Income related to certain financial instruments

not directly linked to

client activity and measured at

fair value that was previously

presented as transaction-based income has

been presented as other revenues

from

the fourth quarter of

2025 onward. This

change has been applied

prospectively. The

line was renamed

“Other revenues” (previously

“Other income”) in

the fourth quarter of

2025.

5 Includes accretion of

PPA

adjustments on financial instruments and

other PPA effects,

as well as temporary and

incremental items directly related to the

integration.

6 Represents the gain on sale

of UBS’s 50% interest

in Swisscard AECS

GmbH (Swisscard) that has been

excluded from underlying revenues. Refer to

the “Recent developments” section of

the UBS Group first quarter

2026 report, available under “Quarterly reporting”

at ubs.com/investors,

for more information

about the

Swisscard transactions.

Represents the gain

related to UBS’s

share of

the income recorded

by Swisscard for

the sale of

the Credit Suisse

card portfolios to

UBS.

8 Includes

temporary, incremental operating expenses directly related to the integration,

as well as amortization of intangible assets resulting from the acquisition of the Credit Suisse Group.

Represents the expense related

to the payment to Swisscard

for the sale of the

Credit Suisse card portfolios

to UBS.

10 Refer to “Equity attribution”

in this report for more

information about the equity

attribution framework.

11 Refer to the

“Risk management and control” section of this report for more information about credit-impaired exposures.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Personal & Corporate Banking

Results

2Q26 vs 2Q25

Profit before tax

increased by CHF 110m,

or 19%, to

CHF 676m, reflecting lower

operating expenses and

net credit

loss

expenses.

Underlying profit

before

tax

was

also CHF 676m,

an increase

of 21%,

after excluding

from

total

revenues

CHF 154m

purchase

price

allocation

(PPA)

effects

and

other

integration

items

and

excluding

from

operating expenses CHF 155m of integration-related expenses and PPA effects.

Total revenues

decreased by

CHF 4m to

CHF 1,896m, reflecting

lower net

interest income

and transaction-based

income, partly

offset by

higher other

revenues. Excluding

CHF 154m of

PPA effects

and other

integration items,

underlying total revenues were CHF 1,741m, an increase of 3%.

Net interest

income decreased

by CHF 50m,

or 4%,

to CHF 1,061m,

mainly due

to a

CHF 62m decrease

in accretion

of PPA adjustments on financial instruments and other PPA effects.

Excluding PPA effects of CHF 143m, underlying

net

interest

income

was CHF

918m,

increase

1%,

mainly reflecting

lower

liquidity

and

funding

costs

and

deposit pricing measures, partly offset by the impact of lower central bank interest rates on deposit revenues.

Recurring net

fee income

was broadly

stable at

CHF 358m, despite

increase

custody and

mandate

fees,

mainly reflecting positive

market performance and

net new inflows.

Recurring net fee

income in the

second quarter

of 2025 included our share of Swisscard profit.

Transaction-based

income

decreased

CHF 11m,

3%,

CHF 448m,

mainly

reflecting

the

effect

from

reclassification of income related to certain financial instruments from transaction-based income to other revenues

from the

fourth quarter

of 2025

onward. The

decrease was

also due

to lower

structured and

syndicated finance

fees and

a CHF 6m

decrease in

PPA effects

and other

integration items,

partly offset

by higher

credit card

fees.

Excluding

CHF 11m

PPA

effects

and

other

integration

items,

underlying

transaction-based

income

was

CHF 436m, a decrease of 1%.

Other revenues

were CHF 29m

and included

the effect

from the

aforementioned reclassification,

compared with

other revenues of negative CHF 28m in the second quarter of 2025, which included a net loss of CHF 18m related

to an investment in an associate.

Credit loss expense / release

Net credit loss expenses were CHF 61m,

reflecting net expenses on credit-impaired positions

from a small number

of corporate counterparties. Net credit loss expenses were CHF 91m in the second quarter of 2025.

Operating expenses

Operating

expenses

decreased

CHF 84m,

7%,

CHF 1,159m

and

included

CHF 38m

decrease

integration-related

expenses.

Excluding

CHF 155m

integration-related

expenses

and

PPA

effects,

underlying

operating expenses were CHF 1,004m, a decrease of 4%, mainly reflecting cost synergies.

Results: 6M26 vs 6M25

Profit before

tax increased

by CHF 374m,

or 34%,

to CHF 1,485m,

reflecting lower

operating expenses

and net

credit loss expenses, as well as higher total revenues. Underlying profit before tax was CHF 1,386m, an increase of

20%. This

underlying profit

excludes from

total revenues

CHF 329m of

PPA effects

and other

integration items,

and a gain of CHF 99m related

to the Swisscard transactions; it also excludes

from operating expenses CHF 329m

of integration-related expenses and PPA effects.

Total revenues

increased by

CHF 36m, or

1%, to

CHF 3,925m, mainly

due to

higher other

revenues and

transaction-

based income,

partly offset

by lower

net interest

income, and

included a

CHF 109m decrease

in PPA

effects and

other integration

items. Total

revenues in

the first

half of

2026 included

a gain

of CHF 126m

related to

the Swisscard

transactions.

this

gain,

CHF 99m

has

been

excluded

from

the

underlying

results

and

CHF 27m

has

been

recognized as part

of the

underlying results. Excluding

CHF 329m of PPA

effects and other

integration items

and

the aforementioned CHF 99m, underlying total revenues were CHF 3,497m, an increase of 3%.

Net interest

income decreased

by CHF 113m,

or 5%,

to CHF 2,113m,

mainly reflecting

a CHF 100m

decrease in

accretion of PPA adjustments

on financial instruments

and other PPA

effects. Excluding PPA

effects of CHF 296m,

underlying net interest

income was CHF 1,818m,

a decrease of

1%, mainly due

to the impact

of lower central

bank

interest rates on deposit revenues, partly offset by deposit pricing measures and lower liquidity and funding costs.

Recurring net fee

income decreased

by CHF 8m, or

1%, to

CHF 707m, largely

due to the

first half of

2025 including

our share of

Swisscard profit, partly

offset by higher

custody and mandate

fees, mainly reflecting

positive market

performance and net new inflows.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Personal & Corporate Banking

Transaction-based income

increased by

CHF 26m, or

3%, to

CHF 937m, mainly

as a

result of

higher credit

card

fees,

shift and

referral

fees,

and

structured

and

syndicated

finance

fees. These

effects

were

partly

offset

the

aforementioned reclassification

of income

related to

certain financial

instruments from

transaction-based income

to other revenues and by

a CHF 9m decrease in PPA

effects and other integration

items. Excluding CHF 33m of PPA

effects and other integration items, underlying transaction-based income was CHF 904m, an increase of 4%.

Other revenues were CHF 168m and

included the effect from the

aforementioned reclassification, compared with

other revenues of CHF 38m in the first half of 2025. The first half of 2026 included a gain of CHF 126m related to

the Swisscard

transactions, of

which CHF 99m

has been

excluded from

the underlying

results, compared

with a

gain of CHF 58m

in the first

half of 2025.

Other revenues in

the first half

of 2025 included

a net loss

of CHF 8m

related to an investment in

an associate. Excluding the aforementioned

CHF 99m, underlying other revenues in

the

first half

of 2026

were CHF 69m,

and included

CHF 27m of

deferred Swisscard

revenues related

to the

period in

which the investment was classified as held for sale.

Net

credit loss

expenses

were CHF 116m

and mainly

reflected net

expenses on

credit-impaired

positions, which

primarily related

to a

small number

of corporate

counterparties. Net

credit loss

expenses in

the prior-year

period

were CHF 139m.

Operating expenses decreased by CHF 315m,

or 12%, to CHF 2,323m and

included a CHF 164m expense related

the

Swisscard

transactions

the

first

half

2025.

Integration-related

expenses

decreased

CHF 34m.

Excluding

CHF 329m

integration-related

expenses

and

PPA

effects,

underlying

operating

expenses

were

CHF 1,995m, a decrease of 5%, mainly reflecting cost synergies.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Personal & Corporate Banking

Personal & Corporate Banking – in US dollars

As of or for the quarter ended

% change from

Year-to-date

USD m, except where indicated

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Results

Net interest income

1,343

1,348

1,367

(2)

2,692

2,605

Recurring net fee income

1,2

453

447

440

900

837

Transaction-based income

1,3

566

627

565

(10)

1,193

1,067

Other revenues

1,4

180

(35)

(80)

216

Total revenues

2,399

2,601

2,336

(8)

5,001

4,547

Credit loss expense / (release)

114

(33)

147

167

Operating expenses

1,466

1,491

1,528

(2)

(4)

2,957

3,078

Business division operating profit / (loss) before tax

857

1,040

695

(18)

1,897

1,302

Underlying results

Total revenues as reported

2,399

2,601

2,336

(8)

5,001

4,547

of which: PPA effects and other integration items

196

223

274

(12)

(29)

419

514

of which: PPA effects recognized in net interest income

181

196

252

(8)

(28)

377

465

of which: PPA effects and other integration items recognized in transaction-based income

(47)

(32)

of which: loss related to an investment in an associate

(23)

(12)

of which: items related to the Swisscard transactions

128

Total revenues (underlying)

2,204

2,250

2,085

(2)

4,454

3,980

Credit loss expense / (release)

114

(33)

147

167

Operating expenses as reported

1,466

1,491

1,528

(2)

(4)

2,957

3,078

of which: integration-related expenses and PPA effects

1,8

196

222

240

(12)

(18)

419

432

of which: items related to the Swisscard transactions

180

Operating expenses (underlying)

1,270

1,269

1,288

(1)

2,539

2,467

of which: net expenses / (releases) for litigation, regulatory and similar matters

(3)

Business division operating profit / (loss) before tax as reported

857

1,040

695

(18)

1,897

1,302

Business division operating profit / (loss) before tax (underlying)

858

911

684

(6)

1,769

1,347

Performance measures and other information

Pre-tax profit growth (year-on-year,

23.3

71.4

(10.2)

45.7

(25.5)

Cost / income ratio (%)

61.1

57.3

65.4

59.1

67.7

Average attributed equity (USD bn)

22.4

21.4

22.4

20.7

Return on attributed equity (%)

1,10

15.3

18.6

13.0

17.0

12.5

Net interest margin (bps)

173

174

184

174

182

Net new loans (USD bn)

2.8

3.0

1.4

5.9

1.1

Loans, gross (USD bn)

310.8

309.3

313.4

(1)

310.8

313.4

Net new deposits (USD bn)

1.6

4.4

1.6

6.0

(1.7)

Customer deposits (USD bn)

312.4

314.0

314.1

(1)

312.4

314.1

Credit-impaired loan portfolio as a percentage of total loan portfolio, gross (%)

1,11

1.3

1.2

1.3

1.2

Underlying performance measures

Pre-tax profit growth (year-on-year,

25.4

37.5

(3.7)

31.3

(15.2)

Cost / income ratio (%)

57.6

56.4

61.8

57.0

62.0

Return on attributed equity (%)

1,10

15.3

16.3

12.8

15.8

13.0

by US Securities and Exchange Commission (SEC) regulations is designated as such

in the table of APMs in the appendix to this

report. For more information about underlying results, refer to the “Group performance”

section of this report.

2 Consists of USD 453m

of net fee and

commission income (first

quarter of 2026:

USD 447m; second quarter

of 2025: USD 413m;

six-month period ended

30 June 2026: USD 900m;

six-

month period ended 30 June

2025: USD 788m) and USD 0m

of other income (first

quarter of 2026: USD 0m;

second quarter of 2025:

USD 26m; six-month period

ended 30 June 2026: USD 0m;

six-month period

ended 30 June 2025: USD 48m)

for the purposes of

the Group financial information

or the Group financial

statements, as applicable.

3 Consists of USD 343m of

net fee and commission

income (first quarter

2026: USD 395m; second quarter of

2025: USD 329m; six-month period ended

30 June 2026: USD 738m; six-month period

ended 30 June 2025: USD 627m), USD 223m

of other net income from

financial instruments

measured at

fair value

through profit

or loss

(first quarter

of 2026:

USD 232m; second

quarter of

2025: USD 233m;

six-month period

ended 30 June

2026: USD 455m;

six-month period

ended 30 June

2025:

USD 434m), and USD 0m of other income (first quarter

of 2026: USD 0m; second quarter of 2025: USD 3m;

six-month period ended 30 June 2026: USD 0m; six-month

period ended 30 June 2025: USD 6m) for the

purposes of the Group

financial information or the

Group financial statements,

as applicable. Income

related to certain financial

instruments not directly linked

to client activity and

measured at fair value

that was

previously presented as transaction-based

income has been presented as

other revenues from the fourth

quarter of 2025 onward. This

change has been applied prospectively.

4 Consists of USD 16m of other

net

income from financial instruments measured at fair value through profit or loss (first quarter of

2026: USD

2m; second quarter of 2025: negative USD 15m; six-month period ended 30 June 2026: USD 18m; six-month

period ended 30 June 2025: negative USD 27m) and USD 20m of other income (first quarter of 2026: USD 178m; second

quarter of 2025: negative USD 20m; six-month period ended 30 June 2026: USD 198m; six-

month period ended 30 June 2025: USD 64m)

for the purposes of the Group

financial information or the Group financial

statements, as applicable.

Income related to certain financial instruments

not directly linked

to client activity and measured at fair

value that was previously presented

as transaction-based income has been presented

as other revenues from the fourth quarter

of 2025 onward. This change

has been applied

prospectively. The line was renamed “Other revenues”

(previously “Other income”) in the fourth quarter of 2025.

5 Includes accretion of PPA adjustments on financial instruments and other PPA

effects, as well as

temporary and incremental items directly related to the integration.

6 Represents the gain on sale of UBS’s 50% interest in Swisscard AECS GmbH (Swisscard) that has

been excluded from underlying revenues. Refer

to the “Recent developments” section of the UBS

Group first quarter 2026 report, available under

“Quarterly reporting” at ubs.com/investors,

for more information about the Swisscard transactions.

7 Represents

the gain related to UBS’s share of the income recorded by

Swisscard for the sale of the Credit Suisse card portfolios to UBS.

8 Includes temporary, incremental operating expenses

directly related to the integration,

as well as amortization of intangible assets resulting from the acquisition of the Credit Suisse Group.

9 Represents the expense related to the payment to Swisscard for the sale of the Credit Suisse card portfolios to

UBS.

10 Refer to “Equity attribution” in this report for more information about the equity attribution framework.

11 Refer to the “Risk management and control” section of this report for more information about

credit-impaired exposures.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Asset Management

Asset Management

As of or for the quarter ended

% change from

Year-to-date

USD m, except where indicated

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Results

Net management fees

1,2

731

755

733

(3)

1,486

1,446

Performance fees

(35)

Net gain / (loss) from disposal

(2)

Total revenues

756

772

(2)

1,528

1,513

Credit loss expense / (release)

Operating expenses

542

555

618

(2)

(12)

1,097

1,224

Business division operating profit / (loss) before tax

214

217

153

(2)

430

289

Underlying results

Total revenues as reported

756

772

(2)

1,528

1,513

Total revenues (underlying)

756

772

(2)

1,528

1,513

Credit loss expense / (release)

Operating expenses as reported

542

555

618

(2)

(12)

1,097

1,224

of which: integration-related expenses

(34)

(63)

135

Operating expenses (underlying)

519

520

555

(6)

1,039

1,088

of which: net expenses / (releases) for litigation, regulatory and similar matters

Business division operating profit / (loss) before tax as reported

214

217

153

(2)

430

289

Business division operating profit / (loss) before tax (underlying)

237

252

216

(6)

488

424

Performance measures and other information

Pre-tax profit growth (year-on-year,

39.2

60.2

17.9

49.0

19.9

Cost / income ratio (%)

71.7

71.9

80.1

71.8

80.9

Average attributed equity (USD bn)

2.4

2.5

(2)

(3)

2.4

2.6

Return on attributed equity (%)

1,3

35.9

35.8

25.0

35.9

22.3

Gross margin on invested assets (bps)

Underlying performance measures

Pre-tax profit growth (year-on-year,

9.4

21.0

(5.2)

15.1

3.6

Cost / income ratio (%)

68.7

67.4

72.0

68.0

71.9

Return on attributed equity (%)

1,3

39.8

41.6

35.2

40.7

32.7

Information by business line / asset class

Net new money (USD bn)

Equities

1.7

4.4

0.1

6.1

(1.3)

Fixed Income

(5.1)

6.7

(1.3)

1.6

7.6

of which: money market

(3.7)

(1.6)

1.7

(5.3)

6.9

Multi-asset & Solutions

10.1

1.2

(1.7)

11.3

(0.8)

Alternatives

(0.3)

(0.2)

0.0

(0.5)

1.7

Total net new money excluding associates

6.4

12.2

(2.9)

18.5

7.2

of which: net new money excluding money market

10.0

13.8

(4.6)

23.8

0.2

Associates

0.0

1.9

0.9

1.9

(2.3)

Total net new money

6.3

14.0

(2.0)

20.4

4.9

Invested assets (USD bn)

Equities

996

877

846

996

846

Fixed Income

452

454

440

(1)

452

440

of which: money market

173

176

169

(1)

173

169

Multi-asset & Solutions

404

363

304

404

304

Alternatives

278

275

278

Total invested assets excluding associates

2,129

1,969

1,868

2,129

1,868

of which: passive strategies

1,139

1,017

930

1,139

930

Associates

Total invested assets

2,228

2,064

1,952

2,228

1,952

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Asset Management

Asset Management (continued)

As of or for the quarter ended

% change from

Year-to-date

USD m, except where indicated

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Information by region

Invested assets (USD bn)

Americas

503

478

465

503

465

Asia Pacific

280

255

236

280

236

EMEA (excluding Switzerland)

591

525

487

591

487

Switzerland

853

806

765

853

765

Total invested assets

2,228

2,064

1,952

2,228

1,952

Information by channel

Invested assets (USD bn)

Third-party institutional

1,257

1,161

1,129

1,257

1,129

Third-party wholesale

239

213

179

239

179

UBS’s wealth management businesses

634

594

559

634

559

Associates

Total invested assets

2,228

2,064

1,952

2,228

1,952

by US Securities and Exchange Commission (SEC) regulations is designated as such

in the table of APMs in the appendix to this

report. For more information about underlying results, refer to the “Group performance”

section of this report.

2 Net management fees include transaction fees,

fund administration revenues (including net interest

and trading income from lending activities and

foreign-exchange hedging as part of the

fund services offering), distribution fees, incremental fund-related expenses, gains or losses from seed money and co-investments, funding costs, the negative pass-through impact of third-party performance fees, and

other items that

are not Asset

Management’s performance

fees. For

the second quarter

of 2026, net

management fees consist

of USD 15m of

interest expense (first

quarter of 2026:

USD 13m; second quarter

2025: USD 20m; six-month period ended 30 June 2026: USD 28m; six-month period ended 30 June 2025:

USD 34m), USD 701m of recurring net fee and commission income (first quarter

of 2026: USD 719m; second

quarter of 2025: USD 689m; six-month period

ended 30 June 2026: USD 1,420m; six-month period

ended 30 June 2025: USD 1,350m), USD 12m of transaction

-based net fee and commission income

(first quarter

of 2026: USD 5m;

second quarter of

2025: USD 10m; six-month

period ended 30 June

2026: USD 17m; six-month

period ended 30 June

2025: USD 27m), USD 3m

of other net

income from financial

instruments

measured at fair value through profit or loss (first quarter of 2026: USD 4m; second quarter of

2025: USD 20m; six-month period ended 30 June 2026: USD 7m; six-month period ended 30 June 2025: USD 30m), and

USD 30m of other income (first quarter of 2026: USD 39m; second quarter of 2025: USD 34m; six-month period ended 30 June 2026: USD 70m; six-month period ended 30 June 2025: USD

74m) for the purposes of

the Group financial information or the Group financial statements, as applicable.

3 Refer to “Equity attribution” in this report for more information about the equity attribution framework.

4 In the third quarter of

2025, certain portfolios were reclassified from Equities and

Fixed Income to Multi-asset & Solutions, as a result

of aligning Credit Suisse presentation to that of

UBS. These changes were applied prospectively.

5 From

the first quarter of

2026 all assets that

were formerly reported

under Hedge Fund Businesses

and Real Estate &

Private Markets are

reported under a new

Alternatives category.

This includes Asset

Management’s

share of the Unified Global Alternatives business, as well as the

Credit Investments Group, which was previously reported within Fixed Income. Comparative figures have been reclassified to reflect this

change.

6 The

invested assets and net new money amounts reported for associates are prepared in accordance with their local regulatory requirements and practices.

7 Includes invested assets from associates.

Results: 2Q26 vs 2Q25

Profit before tax increased

by USD 61m, or 39%, to

USD 214m, reflecting lower operating

expenses, partly offset

by lower

total revenues.

Underlying profit

before tax

was USD 237m,

an increase

of 9%,

after excluding

integration-

related expenses of USD 23m.

Total revenues

Total revenues decreased by USD 16m, or 2%, to

USD 756m, mainly due to lower performance fees and

lower net

management fees. The gross margin was 14 basis points.

Net management

fees decreased

by USD 2m

to USD 731m,

mainly driven

by the

effects from

the O’Connor

business

exit, a

USD 13m loss

related to a

revaluation of

an infrastructure

fund co-investment

(compared with

revaluation

gains in

the second

quarter of

2025), and

ongoing margin

compression. These

effects were

partly offset

by the

impact

from

higher

average

levels

invested

assets,

primarily

from

positive

market

performance

and

positive

foreign

currency

effects.

Net

management

fees

USD 731m

included

USD 993m

fund

fee

and

commission

income from

investment management

activities, partly

offset by

related fee

and commission

expenses of

USD 280m.

›

Refer to the “Recent developments” section of the UBS Group first quarter 2026 report for more information about

the sale of the O’Connor business

Performance fees decreased

by USD 14m, or

35%, to USD 25m,

mainly reflecting the

effects from the

O’Connor

business exit, partly offset by increases in the Alternatives businesses.

Operating expenses

Operating

expenses

decreased

USD 76m,

12%,

USD 542m

and

included

USD 40m

decrease

integration-related expenses.

Excluding integration-related

expenses of

USD 23m, underlying

operating expenses

were USD 519m,

a decrease

of 6%,

mainly due

to lower

non-personnel expenses,

and included

the effects

from

the O’Connor business exit.

Invested assets: 2Q26 vs 1Q26

Invested assets

increased by

USD 164bn to

USD 2,228bn, reflecting

positive market

performance of

USD 169bn

and net new money of USD 6bn, partly offset by negative foreign currency effects of USD 12bn.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Asset Management

Invested assets: 2Q26 vs 2Q25

Invested assets

increased by

USD 276bn to

USD 2,228bn, reflecting

positive market

performance of

USD 264bn

and net

new money

of USD 46bn,

partly offset

by negative

foreign currency

effects of

USD 23bn. The

fourth quarter

of 2025

and the

first quarter

of 2026

together included

a reduction

of USD 9bn,

reflecting the

effects from

the

O’Connor business exit.

›

Refer to the “Recent developments” section of the UBS Group first quarter 2026 report for more information about

the sale of the O’Connor business

Results: 6M26 vs 6M25

Profit before tax

increased by USD 141m,

or 49%, to

USD 430m, reflecting lower

operating expenses and

higher

total revenues. Underlying

profit before tax

was USD 488m, an

increase of 15%,

after excluding integration-related

expenses of USD 58m.

Total revenues increased

by USD 15m, or

1%, to USD 1,528m,

due to higher

net management fees,

partly offset

by lower performance fees. The gross margin was 14 basis points.

Net management

fees increased

by USD 40m,

or 3%,

to USD 1,486m,

mainly driven

by higher

average levels

invested assets,

primarily from

positive market

performance and positive

foreign currency effects,

partly offset

the effects from the O’Connor business

exit, a USD 13m loss related to

a revaluation of an infrastructure fund co-

investment

(compared

with

revaluation

gains

the

first

half

2025)

and

ongoing

margin

compression.

Net

management

fees

USD 1,486m

included

USD 1,972m

fund

fee

and

commission

income

from

investment

management activities, partly offset by related fee and commission expenses of USD 535m.

Performance fees decreased

by USD 27m, or

39%, to USD 42m,

mainly reflecting the

effects from the

O’Connor

business exit, partly offset by increases in the Alternatives businesses.

Operating

expenses

decreased

USD 127m,

10%,

USD 1,097m

and

included

USD 77m

decrease

integration-related expenses.

Excluding integration-related

expenses of

USD 58m, underlying

operating expenses

were USD 1,039m, a decrease of 4%, mainly due to lower non-personnel expenses, and included the effects from

the O’Connor business exit.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Investment Bank

Investment Bank

As of or for the quarter ended

% change from

Year-to-date

USD m, except where indicated

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Results

Advisory

184

238

192

(23)

(5)

422

414

Capital Markets

537

565

488

(5)

1,102

977

Global Banking

720

804

681

(10)

1,524

1,391

Execution Services

742

718

501

1,460

1,017

Derivatives & Solutions

1,328

1,687

1,115

(21)

3,015

2,407

Financing

936

845

670

1,781

1,334

Global Markets

3,006

3,250

2,286

(7)

6,257

4,758

of which: Equities

2,481

2,329

1,619

4,810

3,425

of which: Foreign Exchange, Rates and Credit

525

921

667

(43)

(21)

1,446

1,333

Total revenues

3,727

4,054

2,966

(8)

7,781

6,149

Credit loss expense / (release)

(31)

(6)

110

Operating expenses

2,531

2,784

2,361

(9)

5,315

4,788

Business division operating profit / (loss) before tax

1,150

1,205

557

(5)

106

2,355

1,279

Underlying results

Total revenues as reported

3,727

4,054

2,966

(8)

7,781

6,149

of which: PPA effects and other integration items

152

(62)

(83)

290

of which: PPA effects

152

(62)

(83)

290

of which: PPA effects recognized in the Global Banking revenue line

160

(60)

(83)

307

Total revenues (underlying)

3,701

3,986

2,815

(7)

7,687

5,860

Credit loss expense / (release)

(31)

(6)

110

Operating expenses as reported

2,531

2,784

2,361

(9)

5,315

4,788

of which: integration-related expenses

121

(53)

(69)

116

233

Operating expenses (underlying)

2,494

2,705

2,241

(8)

5,199

4,555

of which: net expenses / (releases) for litigation, regulatory and similar matters

(92)

(97)

Business division operating profit / (loss) before tax as reported

1,150

1,205

557

(5)

106

2,355

1,279

Business division operating profit / (loss) before tax (underlying)

1,162

1,216

526

(4)

121

2,378

1,222

Performance measures and other information

Pre-tax profit growth (year-on-year,

106.5

67.0

16.8

84.2

23.9

Cost / income ratio (%)

67.9

68.7

79.6

68.3

77.9

Average attributed equity (USD bn)

19.8

19.5

18.3

19.7

18.0

Return on attributed equity (%)

2,3

23.2

24.7

12.2

24.0

14.2

Underlying performance measures

Pre-tax profit growth (year-on-year,

120.8

74.6

27.7

94.5

49.7

Cost / income ratio (%)

67.4

67.9

79.6

67.6

77.7

Return on attributed equity (%)

2,3

23.5

24.9

11.5

24.2

13.6

1 Includes accretion of PPA adjustments on financial instruments and other PPA effects, as well as temporary and incremental items directly related to the integration.

2 Refer to “Alternative performance measures”

in the appendix to

this report for the

definition and calculation method.

Each alternative performance

measure (APM) that qualifies

as a non-GAAP measure

as defined by US

Securities and Exchange Commission

(SEC) regulations is designated as such in the table of APMs in the appendix to this report. For more information about underlying results, refer to the “Group performance” section of this report.

3 Refer to “Equity

attribution” in this report for more information about the equity attribution framework.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Investment Bank

Results: 2Q26 vs 2Q25

Profit before

tax increased

by USD 593m,

or 106%,

to USD 1,150m,

mainly due

to higher

total revenues,

partly

offset by

higher operating

expenses. Underlying

profit before

tax

was USD 1,162m,

an increase

of 121%,

after

excluding from total revenues USD 26m

of purchase price allocation (PPA) effects

and other integration items and

excluding from operating expenses USD 37m of integration-related expenses.

Total revenues

increased by

USD 761m, or

26%, to

USD 3,727m, due

to higher

revenues in

Global Markets

and

Global Banking, partly offset by a USD 126m decrease in PPA effects. Excluding USD 26m of PPA effects and other

integration items, underlying total revenues were USD 3,701m, an increase of 31%.

Global Banking

Global

Banking

revenues

increased

USD 39m,

6%,

USD 720m

and

included

USD 132m

decrease

accretion

PPA

adjustments

financial

instruments

and

other

PPA

effects.

Excluding

PPA

effects

and

other

integration items, underlying Global Banking revenues were USD 693m, an increase of 33%.

Advisory

revenues

decreased

USD 8m,

5%,

USD 184m,

mainly

due

lower

merger

and

acquisition

transaction revenues.

Capital

Markets

revenues

increased

USD 49m,

10%,

USD 537m

and

included

the

aforementioned

USD 132m decrease in PPA

effects. Excluding PPA effects

and other integration items,

underlying Capital Markets

revenues increased by

USD 181m, or 55%,

mainly due to

higher Leveraged Capital

Markets, Equity Capital

Markets

and Debt Capital Markets revenues.

Global Markets

Global Markets revenues increased by USD 720m, or 32%, to

USD 3,006m, driven by higher Financing, Execution

Services and Derivatives & Solutions revenues.

Execution Services revenues increased by USD 241m, or

48%, to USD 742m, mainly driven by higher

Cash Equities

revenues, particularly in the Asia Pacific region, reflecting higher volumes.

Derivatives

Solutions

revenues

increased

USD 213m,

19%,

USD 1,328m,

mainly

driven

Equity

Derivatives

revenues,

due

higher

levels

client

activity,

partly

offset

lower

Rates

and

Foreign

Exchange

revenues.

Financing revenues

increased by

USD 266m, or

40%, to

USD 936m, mainly

in Prime

Brokerage, supported

by higher

client balances.

Equities

Global

Markets

Equities

revenues

increased

USD 862m,

53%,

USD 2,481m,

mainly

driven

higher

revenues in Equity Derivatives, Cash Equities and Prime Brokerage.

Foreign Exchange, Rates and Credit

Global

Markets

Foreign

Exchange,

Rates

and

Credit

revenues

decreased

USD 142m,

21%,

USD 525m,

mainly driven by a decrease in Rates and Foreign Exchange revenues.

Credit loss expense / release

Net credit

loss expenses

were USD 45m,

reflecting net

expenses on

credit-impaired positions,

which primarily

to a

small number

of corporate

counterparties. Net

credit loss

expenses were

USD 48m in

the second

quarter of

2025.

Operating expenses

Operating

expenses

increased

USD 170m,

7%,

USD 2,531m

and

included

USD 84m

decrease

integration-related expenses.

Excluding integration-related

expenses of

USD 37m, underlying

operating expenses

were USD 2,494m, an increase of 11%, mainly due to higher personnel expenses.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Investment Bank

Results: 6M26 vs 6M25

Profit before tax increased by USD 1,076m, or 84%, to USD 2,355m, due to higher total revenues, partly offset by

higher operating expenses and net credit loss expenses. Underlying profit before tax was USD 2,378m, an increase

of 95%, after excluding USD 94m of PPA effects and other

integration items and USD 116m of integration-related

expenses.

Total revenues increased by USD 1,632m, or 27%, to USD

7,781m, due to higher revenues in Global Markets and

Global Banking, partly offset by a USD 196m decrease in PPA effects. Excluding USD 94m of PPA effects and other

integration items, underlying total revenues were USD 7,687m, an increase of 31%.

Global Banking revenues increased by USD 133m, or 10%, to USD 1,524m and included a

USD 209m decrease in

accretion

PPA

adjustments

financial

instruments

and

other

PPA

effects.

Excluding

PPA

effects

and

other

integration items, underlying Global Banking revenues were USD 1,426m, an increase of 32%.

Advisory

revenues

increased

USD 8m,

2%,

USD 422m,

mainly

due

higher

merger

and

acquisition

transaction revenues.

Capital

Markets

revenues

increased

USD 125m,

13%,

USD 1,102m

and

included

the

aforementioned

USD 209m decrease in PPA

effects. Excluding PPA effects

and other integration items,

underlying Capital Markets

revenues increased by

USD 334m, or 50%,

mainly due to

higher Equity Capital

Markets, Leveraged Capital

Markets

and Debt Capital Markets revenues.

Global

Markets

revenues

increased

USD 1,499m,

31%,

USD 6,257m,

driven

higher

Derivatives

Solutions, Financing and Execution Services revenues.

Execution

Services

revenues

increased

USD 443m,

44%,

USD 1,460m,

mainly

driven

higher

Cash

Equities revenues, particularly in the Asia Pacific region, reflecting higher volumes.

Derivatives

Solutions

revenues

increased

USD 608m,

25%,

USD 3,015m,

mainly

driven

Equity

Derivatives and Foreign Exchange revenues, due to higher levels of client activity.

Financing revenues

increased by

USD 447m, or

33%, to

USD 1,781m, mainly

in Prime

Brokerage, supported

higher client balances.

Equities

Global

Markets

Equities

revenues

increased

USD 1,385m,

40%,

USD 4,810m,

mainly

driven

higher

revenues in Equity Derivatives, Cash Equities and Prime Brokerage.

Foreign Exchange, Rates and Credit

Global

Markets

Foreign

Exchange,

Rates

and

Credit

revenues

increased

USD 113m,

8%,

USD 1,446m,

mainly driven by an increase in Foreign Exchange revenues.

Net credit loss

expenses were USD 110m,

compared with net

credit loss expenses

of USD 83m in

the first half

2025. Net expenses on performing positions were largely due to post-model adjustments in the

corporate lending

portfolio, reflecting current macroeconomic

and geopolitical uncertainty. Net

expenses on credit-impaired positions

primarily related

to a

small number

of corporate

counterparties across

industry sectors

and included

a USD 72m

release in the first quarter of 2026 following the repayment of a corporate lending exposure.

Operating

expenses

increased

USD 527m,

11%,

USD 5,315m

and

included

USD 117m

decrease

integration-related expenses. Excluding integration-related expenses of USD 116m, underlying operating expenses

were USD 5,199m, an increase of 14%, mainly due to higher personnel expenses.

UBS Group 30 June 2026 Interim Report |

UBS Group performance, business divisions and Group Items | Non-core and Legacy

Non-core and Legacy

As of or for the quarter ended

% change from

Year-to-date

USD m, except where indicated

30.6.26

31.3.26

30.6.25

1Q26

2Q25

30.6.26

30.6.25

Results

Total revenues

(10)

(82)

202

Credit loss expense / (release)

(74)

(2)

(74)

Operating expenses

246

219

170

465

838

Operating profit / (loss) before tax

(203)

(155)

(250)

(19)

(358)

(642)

Underlying results

Total revenues as reported

(10)

(82)

202

of which: other integration items

(1)

Total revenues (underlying)

(11)

(83)

201

Credit loss expense / (release)

(74)

(2)

(74)

Operating expenses as reported

246

219

170

465

838

of which: integration-related expenses

150

252

156

(41)

208

444

Operating expenses (underlying)

160

(83)

(40)

257

395

of which: net expenses / (releases) for litigation, regulatory and similar matters

(4)

(435)

(99)

(428)

Operating profit / (loss) before tax as reported

(203)

(155)

(250)

(19)

(358)

(642)

Operating profit / (loss) before tax (underlying)

(52)

(97)

(47)

(149)

(199)

Performance measures and other information

Average attributed equity (USD bn)

2.7

3.4

5.8

(22)

(54)

3.1

6.6

Risk-weighted assets (USD bn)

27.7

28.0

32.7

(1)

(15)

27.7

32.7

Leverage ratio denominator (USD bn)

13.8

15.1

29.4

(9)

(53)

13.8

29.4

1 Includes temporary and incremental items directly related to the integration.

Refer to “Alternative performance measures” in the appendix to this report for the definition and

calculation method. Each alternative

performance measure (APM) that qualifies as a non-GAAP measure

as defined by US Securities and Exchange Commission (SEC)

regulations is designated as such in the table of APMs in

the appendix to this report.

For more information about underlying results, refer to the “Group performance” section of this report.

Includes a USD 427m net release of provisions and contingent liabilities related to the resolution of a legacy

Credit Suisse cross-border matter. Refer to “Note 14 Provisions and contingent liabilities” in the “Consolidated financial statements” section of the UBS Group second quarter 2025 report, available under “Quarterly

reporting” at ubs.com/investors, for more information.

4 Refer to “Equity attribution” in this report for more information about the equity attribution framework.

Composition of Non-core and Legacy

Total assets

RWA

LRD

USD bn

30.6.26

31.3.26

30.6.26

31.3.26

30.6.26

31.3.26

Exposure category

Macro

8.0

8.7

1.4

1.6

2.6

3.3

Securitized products

1.9

2.2

1.1

1.3

2.1

2.5

High-quality liquid assets

7.6

Operational risk

24.0

Other

2.4

1.1

1.2

1.5

1.7

Total

19.9

20.9

27.7

28.0

13.8

15.1

Results: 2Q26 vs 2Q25

Loss before

tax

was USD

203m, compared

with a

loss before

tax

of USD

250m. Underlying

loss before

tax

was

USD 52m, after excluding USD 151m

of integration-related expenses and

other integration items, compared

with

an underlying profit before tax of USD 1m.

Total revenues

Total

revenues

were

USD 43m,

compared

with

total

revenues

negative

USD 82m,

mainly

reflecting

UBS Group AG 6-K