OP Bancorp 8-K

What Happened

• OP Bancorp (the holding company for Open Bank) filed a Form 8-K on January 22, 2026 announcing preliminary unaudited financial results for the fourth quarter and fiscal year ended December 31, 2025.
• The company also declared a cash dividend of $0.12 per share, payable February 19, 2026 to shareholders of record as of February 5, 2026.
• OP Bancorp furnished an earnings presentation with summary financial information for investor and analyst discussions (filed as an exhibit and furnished, not “filed” under Section 18).

Key Details

• Filing date: January 22, 2026.
• Period covered: Q4 and full year ended December 31, 2025 (preliminary, unaudited results).
• Dividend: $0.12 per common share; record date Feb 5, 2026; payable Feb 19, 2026.
• Materials furnished: press releases for results and dividend (Exhibits 99.1 and 99.2) and an earnings presentation (Exhibit 99.3).

Why It Matters

• Earnings disclosure: Preliminary Q4 and full-year results give investors an early view of financial performance for 2025; these are unaudited and may be updated when full financials are released.
• Income for shareholders: The $0.12/share dividend is a concrete near-term cash return and a signal about capital distribution policy.
• Investor communications: The furnished presentation provides summary metrics management may use in investor calls — it’s accessible now but isn’t formally “filed,” which affects how it’s treated in regulatory filings.