Affirm Holdings, Inc.·4

May 5, 4:33 PM ET

Linford Michael 4

4 · Affirm Holdings, Inc. · Filed May 5, 2026

Research Summary

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Affirm (AFRM) COO Michael Linford Exercises RSUs; Shares Withheld

What Happened
Michael Linford, Chief Operating Officer of Affirm (AFRM), had 2,336 restricted stock units (RSUs) settle on May 1, 2026. The RSUs converted into 2,336 shares (transaction code M). To cover tax withholding, 974 of those shares were surrendered (transaction code F) at an implied value of $67.54 per share (total withheld ≈ $65,784), leaving a net 1,362 shares delivered to Linford.

Key Details

  • Transaction date: May 1, 2026; Form filed May 5, 2026.
  • Actions reported: conversion/settlement of 2,336 RSUs (M) and withholding of 974 shares for taxes (F) at $67.54/share (total ≈ $65,784).
  • Net shares received: 2,336 − 974 = 1,362 shares.
  • Shares owned after transaction: not disclosed in this Form 4.
  • Footnotes: F1–F3 indicate these were RSUs that vested and converted to Class A common stock; RSUs vest monthly (48 monthly installments beginning Oct 1, 2022) and this grant has no expiration.
  • No indication in the filing that this was part of a 10b5-1 plan or that the report was late.

Context
This was a routine RSU settlement with shares withheld to satisfy tax obligations — a common administrative event rather than an open-market buy or sell. The derivative code M here reflects conversion/settlement of RSUs (not a cash exercise of stock options). Tax-withholding dispositions (code F) typically do not signal a change in insider sentiment.

Insider Transaction Report

Form 4
Period: 2026-05-01
Linford Michael
Chief Operating Officer
Transactions
  • Exercise/Conversion

    Class A Common Stock

    2026-05-01+2,336111,907 total
  • Tax Payment

    Class A Common Stock

    [F1]
    2026-05-01$67.54/sh974$65,784110,933 total
  • Exercise/Conversion

    Restricted Stock Units

    [F2][F3]
    2026-05-012,3369,344 total
    Class A Common Stock (2,336 underlying)
Footnotes (3)
  • [F1]Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on May 1, 2026.
  • [F2]Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
  • [F3]The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
Signature
/s/ Josh Samples, Attorney-in-Fact|2026-05-05

Documents

1 file
  • 4
    wk-form4_1778013225.xmlPrimary

    FORM 4