Schneider Ryan M. 4

What Happened
Ryan M. Schneider, a director of Affirm Holdings, was granted a total of 3,755 restricted stock units (RSUs) on July 1, 2026. The filing shows two awards: 655 RSUs granted with a $0.00 acquisition price (vest in full on July 1, 2027) and 3,100 RSUs granted with a $0.00 acquisition price (vest in three annual installments beginning July 1, 2027). Each RSU represents a contingent right to one share of Affirm Class A common stock. These are compensation awards (A) rather than open-market purchases or sales.

Key Details

• Transaction date: July 1, 2026; Filing date (Form 4): July 6, 2026 (appears to be filed late relative to the usual two-business-day deadline).
• Grants: 655 RSUs (cliff vests 7/1/2027) and 3,100 RSUs (vest in three annual installments starting 7/1/2027). Price shown: $0.00 per RSU. Total RSUs: 3,755.
• Conversion: Each RSU equals one share of Class A common stock upon settlement.
• Shares owned after transaction: Not specified in the provided filing excerpt.
• Footnotes: F1 = 655 RSUs vest in full on July 1, 2027; F2 = each RSU == one share; F3 = 3,100 RSUs vest in three annual installments starting July 1, 2027.

Context
RSU grants are a form of equity compensation for service and do not involve an immediate cash outlay or market sale. Because they are time- and service-based awards, they do not by themselves signal buying or selling intent. Retail investors should treat these as routine director compensation unless combined with other notable insider transactions.