Upstart Holdings, Inc. 8-K

What Happened
Upstart Holdings, Inc. announced on May 5, 2026 that it reported financial results for the fiscal quarter ended March 31, 2026. The company furnished a press release dated May 5, 2026 (attached as Exhibit 99.1) that summarizes its quarterly results and accompanying non-GAAP financial measures; a reconciliation to GAAP measures is included in the press release. The Form 8-K was signed by CFO Andrea Blankmeyer.

Key Details

• Report date: May 5, 2026; quarter ended March 31, 2026.
• Press release attached as Exhibit 99.1 to the Form 8-K (furnished, not filed).
• Press release and conference call reference non-GAAP measures; reconciliation to GAAP is provided in the release.
• The Form 8-K expressly states the furnished information is not subject to Section 18 liability and is not incorporated by reference into other filings except by specific reference.

Why It Matters
This 8-K provides investors with Upstart’s latest quarterly results and the company’s own presentation of performance (including non-GAAP metrics). Retail investors should read the attached press release and the provided reconciliations to understand reported revenue, earnings, and any adjustments before making comparisons to prior quarters or other companies.