BayFirst Financial Corp. Announces Commencement of Rights Offering

What Happened
BayFirst Financial Corp. announced on September 1, 2026 that it has commenced its previously announced rights offering. The company furnished a press release about the offering (Exhibit 99.1) and filed a final prospectus with the SEC on September 1, 2026 pursuant to Rule 424(b)(3).

Key Details

• Announcement date: September 1, 2026.
• Press release furnished as Exhibit 99.1 to the Form 8-K.
• Final prospectus for the rights offering filed with the SEC on September 1, 2026 (Rule 424(b)(3)).
• Form 8-K signed by Scott J. McKim, Chief Financial Officer.

Why It Matters
A rights offering lets existing shareholders typically purchase additional shares, which can raise capital for the company but may also affect share count and ownership percentages. The final prospectus contains the offering’s specific terms (subscription price, ratio, record date, expiration, and how to exercise rights). Investors should review the company’s prospectus and press release for the full terms and consult their broker or financial advisor before deciding whether to participate.