ABERNETHY JAMES S 4

What Happened
Director James S. Abernethy reported an open-market sale of 600 shares of Peoples Bancorp of North Carolina, Inc. (PEBK) on February 4, 2026. The shares traded at $37.27 each for a total proceeds of $22,362. This transaction is a sale (code S) and does not by itself indicate the insider’s view on the company's prospects.

Key Details

• Transaction date: 2026-02-04; Price per share: $37.27; Shares sold: 600; Total proceeds: $22,362.
• Filing date (Form 4): 2026-02-06 — appears to be filed on time under the two-business-day rule.
• Shares owned after the transaction: not disclosed in the information provided in this summary.
• No footnotes, 10b5-1 plan, tax-withholding, or other special conditions were indicated in the supplied transaction details.

Context
Insider sales can be routine (diversification, liquidity, tax planning) and do not necessarily signal negative company news. Retail investors should watch for patterns (multiple insiders selling large amounts or repeated sales) and consider this single sale alongside other filings and company fundamentals.