DerGurahian Jeffrey Michael 4

4 · loanDepot, Inc. · Filed Mar 18, 2026

AI-generated summary of this filing

Updated Mar 18, 2026

loanDepot (LDI) CIO Jeffrey DerGurahian Exercises/Receives RSUs and PRSUs

What Happened

Jeffrey Michael DerGurahian, Chief Investment Officer of loanDepot (LDI), had derivative/award activity on March 16, 2026. The filing shows conversion/exercise of 182,482 derivative units, and receipt of awards totaling 628,930 units (157,232 RSUs and 471,698 performance RSUs). To satisfy tax withholding, 46,797 shares were disposed at $1.56 per share for proceeds of $73,003.
Several entries are shown at $0.00 or “N/A” because these transactions reflect conversion/settlement of restricted stock units (RSUs) and performance RSUs (PRSUs) into shares rather than open‑market purchases or traditional cash sales.

Key Details

Transaction date: March 16, 2026. Form filed: March 18, 2026 (filed within the typical two-business-day Form 4 window).
Specifics reported:
- Exercise/conversion (code M): 182,482 derivative units (entries include both an acquisition and a $0.00 disposal line related to settlement mechanics).
- Grant/award (code A): 157,232 RSUs and 471,698 performance RSUs (both reported at $0.00; contingent on vesting/targets).
- Tax withholding/payment (code F): 46,797 shares disposed at $1.56 for $73,003 to cover tax obligations.
Shares owned after the transaction: not provided in the excerpt supplied.
Notable footnotes:
- F1/F2/F5: Some RSUs vested (vest date noted as March 14, 2026, settled March 16, 2026) and RSUs generally represent a right to one share and may vest in three equal annual increments.
- F4: PRSUs vest only if specified stock-price targets are achieved.
- F3: DerGurahian is Managing Member of CDG Financial LLC and disclaims beneficial ownership of LDI shares held by that entity except for his pecuniary interest.

Context

This filing mostly documents compensation-related settlement and withholding rather than an open-market sale for investment purposes. The 46,797-share disposition appears to be a routine tax‑withholding sale (common after RSU settlement/cashless exercise).
Performance RSUs are contingent on stock-price goals, so those awards are not the same as immediately vested shares.
No outright purchases were reported in this filing; the activity is primarily awards/settlement and tax withholding.

Form 4

Period: 2026-03-16

Chief Investment Officer

Transactions

Exercise/Conversion
Class A Common Stock
[F1][F2]
2026-03-16+182,482→ 1,257,177 total
Tax Payment
Class A Common Stock
2026-03-16$1.56/sh−46,797$73,003→ 1,210,380 total
Exercise/Conversion
Restricted Stock Units
[F2]
2026-03-16−182,482→ 364,964 total
→ Class A Common Stock (182,482 underlying)
Award
Performance Share Units
[F4]
2026-03-16+157,232→ 157,232 total
Exp: 2029-03-16→ Class A Common Stock (157,232 underlying)
Award
Restricted Stock Units
[F5]
2026-03-16+471,698→ 471,698 total
→ Class A Common Stock (471,698 underlying)

Holdings

Footnotes (5)

[F1]The restricted stock units ("RSUs") vested on Saturday, March 14, 2026, and were settled on Monday, March 16, 2026.
[F2]Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vest in three equal annual increments commencing March 14, 2026, the first anniversary of the grant.
[F3]The Reporting Person is the Managing Member of CDG Financial LLC. The Reporting Person disclaims beneficial ownership of the LDI shares held by CDG Financial LLC except to the extent of his pecuniary interest therein.
[F4]Each performance restricted stock unit represents a contingent right to receive one share of the issuer's Class A Common Stock. The performance rights vest upon the issuer's Class A Common Stock achieving specified prices per share.
[F5]Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the grant.

Signature

/s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian|2026-03-18

1 file