Loan Artificial Intelligence Corp. 8-K

What Happened
Loan Artificial Intelligence Corp. (VEST) filed an 8-K on January 20, 2026 reporting that on January 19, 2026 Raymond Fu resigned as Chief Financial Officer effective immediately but will remain CEO and a director. The board immediately appointed Bin Gao as the Company’s Chief Financial Officer and also added him to the board, effective January 19, 2026. The filing also disclosed an update to the company’s upper-tier holding structure and provided the status of a proposed acquisition of Hong Technology Co. Limited.

Key Details

• Raymond Fu resigned as CFO effective January 19, 2026; he continues as CEO and board member. The resignation was not due to any disagreement with the Company.
• Bin Gao appointed CFO and to the board effective January 19, 2026; born March 12, 1979; BA in Chinese Language & Literature (Henan Radio & Television University, 2002); ~10 years as Senior Deputy GM at STAR GROUP (Taiwan); founded his own business in 2012. No material compensation arrangement disclosed yet.
• Controlling shareholder Well Profit Holdings Limited (HK) is now ultimately owned 39% by Pacific Smart Group Limited (BVI) and 61% by Pacific Eternity Holdings Limited (BVI); Raymond Fu retains ultimate beneficial control of Pacific Eternity, and the Company states this does not constitute a change in control.
• Proposed Acquisition of Hong Technology Co. Limited: parties are in advanced negotiations and have made substantial progress on commercial terms; the transaction remains subject to completion of the Company’s audit, due diligence, negotiation/execution of definitive agreements, and customary closing conditions. Company does not plan a public offering in connection with the deal; any securities issuance would be by private placement.

Why It Matters

• Leadership: A CFO transition affects financial oversight and reporting responsibility; because Mr. Fu remains CEO, management continuity is maintained, but investors should watch for any future disclosure about Mr. Gao’s compensation, responsibilities, and impact on financial controls.
• Control & Governance: The reported change in the upper-tier ownership clarifies who ultimately controls the holding company and the Company’s statement that there’s no change in control reduces immediate takeover or governance uncertainty.
• Acquisition Risk/Timing: The Hong Technology acquisition is still preliminary and contingent on audit, due diligence and definitive agreements—material strategic development but not guaranteed. Investors should monitor upcoming filings for audit completion, deal documents, or further 8-K/8-A disclosures.