Kelley Elizabeth R 4

What Happened
Kelley Elizabeth R, a director of C & F Financial Corp (CFFI), acquired 217 shares on July 3, 2026 by will/inheritance. The Form 4 reports the acquisition at a reported price of $0.00 (transaction code W), reflecting transfer by inheritance rather than a market purchase or sale.

Key Details

• Transaction date: 2026-07-03; Report filed: 2026-07-07 (filed within the required Form 4 deadline).
• Price reported: $0.00 (acquisition by will/inheritance, code W).
• Shares acquired: 217.
• Shares owned following the transaction: not specified in the filing.
• Notable footnote: transaction code W indicates acquisition by will/inheritance; no 10b5-1 or tax-withholding note cited.

Context
An inheritance receipt (W) is a non-market transfer and does not necessarily signal the insider’s view of the company’s prospects. Such transfers are recorded for transparency; purchases (buys) are typically more informative about insider sentiment than inherited or gifted shares. The filing was submitted on July 7, 2026, which is within the standard reporting window for a July 3 transaction.