FIRSTSUN CAPITAL BANCORP 8-K

What Happened
FirstSun Capital Bancorp (the holding company for Sunflower Bank) announced on June 25, 2026 that Sunflower Bank completed the sale of approximately $336 million of performing municipal loans acquired from First Foundation Bank to an unaffiliated third party. The loan sale was part of the balance sheet repositioning tied to FirstSun’s acquisition of First Foundation Inc., which closed on April 1, 2026.

Key Details

• Sale amount: ~ $336 million of performing municipal loans (completed June 25, 2026).
• Acquisition context: The loan sale was contemplated as part of FirstSun’s acquisition of First Foundation Inc., which closed April 1, 2026.
• Use of proceeds: Intended to pay down certain high‑cost brokered and non‑brokered deposits acquired from First Foundation Bank.
• Outlook: FirstSun expects overall balance sheet repositioning, including loan downsizing and total loan fair‑value marks, to be in line with expectations disclosed when the acquisition was announced.

Why It Matters
Completing the loan sale and using proceeds to reduce high‑cost deposits can lower funding costs and support margin improvement going forward. Finishing the announced balance sheet repositioning reduces execution risk from the acquisition and clarifies near‑term asset/liability plans. Investors should note the company’s forward‑looking statements and related risks (e.g., changes in market conditions or purchase accounting) described in the filing and its 2025 Form 10‑K.