CABRERA PHILLIP R. 4

What Happened
Phillip R. Cabrera, a director of Byline Bancorp, purchased 169 shares of BY common stock in an open market or private purchase on January 28, 2026. The shares were acquired at $31.03 per share for a total transaction value of approximately $5,244. This was a purchase (not a sale), which many investors view as a modestly bullish insider signal.

Key Details

• Transaction date: 2026-01-28 (reported on Form 4 filed 2026-01-29) — filing appears timely under Form 4 rules.
• Transaction type/code: Purchase (P) — open market or private purchase.
• Price and amount: 169 shares at $31.03 per share; total ≈ $5,244.
• Shares owned after transaction: Not specified in the filing.
• Notable footnotes/plans: Filing does not indicate a 10b5-1 plan, tax withholding, or other special conditions.
• Insider status: Director (not reported as a 10% owner or executive in this filing).

Context
Purchases by insiders can be informative to retail investors because they show the insider is increasing exposure to the stock; however, this is a relatively small purchase and should be weighed with other information. No derivative exercises, gifts, or immediate sales were reported in this transaction.