OP Bancorp 8-K

What Happened

• On July 23, 2026, OP Bancorp (the holding company for Open Bank) announced preliminary unaudited financial results for the quarter ended June 30, 2026 via a press release (Exhibit 99.1 to the 8-K).
• The company also declared a cash dividend of $0.14 per share of common stock, payable August 20, 2026 to shareholders of record as of August 6, 2026; the dividend declaration was described in a press release filed as Exhibit 99.2.
• In addition, OP Bancorp furnished an investor presentation with summary financial information under Regulation FD (Exhibit 99.3), noting the presentation is furnished (not filed) for purposes of the Exchange Act.

Key Details

• Filing date: July 23, 2026 (Current Report on Form 8-K).
• Reported item: preliminary unaudited Q2 2026 results for quarter ended June 30, 2026 (press release attached).
• Dividend: $0.14 per share, record date August 6, 2026; payment date August 20, 2026.
• Regulation FD: an earnings/investor presentation was furnished to investors and analysts (Exhibit 99.3); not treated as filed for Section 18 purposes.

Why It Matters

• The 8‑K gives investors the company’s early view of quarterly performance and a formal dividend commitment, which can affect income expectations and short‑term stock value.
• The furnished presentation and press releases provide materials typically used in investor calls and analyst reviews; investors should review the released materials and wait for the company’s final audited filings for confirmed figures.