Columbia Financial, Inc.·4

Apr 7, 3:37 PM ET

Klimowich John 4

4 · Columbia Financial, Inc. · Filed Apr 7, 2026

Research Summary

AI-generated summary of this filing

Updated

Columbia Financial (CLBK) SEVP John Klimowich Receives Stock Award

What Happened
John Klimowich, Senior EVP & Chief Risk Officer of Columbia Financial (CLBK), was credited with 38.57 shares (phantom stock units) on April 6, 2026. The units are reported at $17.75 per share for a total reported value of about $685. This was an award/acquisition recorded under the company’s stock-based deferral arrangement rather than an open-market purchase.

Key Details

  • Transaction date: 2026-04-06; Form 4 filed 2026-04-07 (appears timely).
  • Transaction type/code: Award / Acquisition (A).
  • Quantity & price: 38.57 units at $17.75 each; total ≈ $685.
  • Shares owned after transaction: Not specified in the provided excerpt.
  • Footnote: F1 — These are phantom stock units purchased on a non‑discretionary basis by the trustee of the Bank’s rabbi trust under the Columbia Bank Stock Based Deferral Plan; units will be settled in shares upon distribution.
  • No indication this was an exercise, open‑market buy/sell, or tax withholding event.

Context
Phantom stock in a rabbi trust is a form of deferred compensation that will convert to actual shares when distributed; it is typically routine plan administration rather than an active market signal. The dollar value here is modest (~$685), so this transaction is mainly an administrative award under the company’s deferral plan, not a direct expression of an insider buying or selling stock on the open market.

Insider Transaction Report

Form 4
Period: 2026-04-06
Klimowich John
SEVP & Chief Risk Officer
Transactions
  • Award

    Common Stock

    [F1]
    2026-04-06$17.75/sh+38.57$6859,005.249 total(indirect: By Stock-Based Deferral Plan)
Holdings
  • Common Stock

    61,464
  • Common Stock

    (indirect: By 401(k))
    17,130
  • Common Stock

    (indirect: By ESOP)
    8,689
  • Common Stock

    (indirect: By SERP)
    7,627
  • Common Stock

    (indirect: By SIM)
    4,214
  • Common Stock

    [F2]
    (indirect: By Stock Award II)
    13,781
  • Common Stock

    [F3]
    (indirect: By Stock Award III)
    10,971
  • Common Stock

    [F4]
    (indirect: By Stock Award IV)
    11,723
  • Common Stock

    [F5]
    (indirect: By Stock Award V)
    11,906
  • Stock Options (right to buy)

    [F6]
    Exercise: $15.60From: 2020-07-23Exp: 2029-07-23Common Stock (188,235 underlying)
    188,235
  • Stock Options (right to buy)

    [F7]
    Exercise: $15.94From: 2024-05-01Exp: 2033-05-01Common Stock (12,030 underlying)
    12,030
  • Stock Options (right to buy)

    [F8]
    Exercise: $16.49From: 2025-03-06Exp: 2034-03-06Common Stock (8,850 underlying)
    8,850
  • Stock Options (right to buy)

    [F9]
    Exercise: $16.23From: 2026-03-03Exp: 2035-03-03Common Stock (20,310 underlying)
    20,310
  • Stock Options (right to buy)

    [F10]
    Exercise: $18.28From: 2027-03-02Exp: 2036-03-02Common Stock (20,227 underlying)
    20,227
Footnotes (10)
  • [F1]Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
  • [F10]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 2, 2027.
  • [F2]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on May 1, 2024; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
  • [F3]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
  • [F4]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028.
  • [F5]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 2, 2029.
  • [F6]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
  • [F7]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on May 1, 2024.
  • [F8]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
  • [F9]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.
Signature
/s/ Dennis E. Gibney, Power of Attorney|2026-04-07

Documents

1 file
  • 4
    wk-form4_1775590677.xmlPrimary

    FORM 4