Columbia Financial, Inc.·4

Jun 30, 12:09 PM ET

Klimowich John 4

4 · Columbia Financial, Inc. · Filed Jun 30, 2026

Research Summary

AI-generated summary of this filing

Updated

Columbia Financial (CLBK) SEVP John Klimowich Receives Award

What Happened John Klimowich, Senior Executive Vice President & Chief Risk Officer of Columbia Financial, was credited with 32.82 shares (phantom stock units) on June 26, 2026. The units were valued at $20.86 each for a total value of approximately $685. This transaction is an award/acquisition (A) rather than a sale.

Key Details

  • Transaction date and price: 2026-06-26; 32.82 units at $20.86 each (total ≈ $685).
  • Shares owned after transaction: not specified in the provided filing.
  • Footnote: The units represent phantom stock purchased by the trustee of the Bank’s rabbi trust under the Columbia Bank Stock Based Deferral Plan; units will be settled in shares upon distribution (see footnote F1).
  • Filing date vs. transaction date: Form filed on 2026-06-30 for the 2026-06-26 transaction — this is several days after the trade date and may fall outside the standard two-business-day Form 4 reporting window.

Context Phantom stock units are deferred share equivalents held in a rabbi trust and are typically converted into actual shares when distributed; they’re a form of non-qualified deferred compensation rather than an immediate open-market purchase. Because this is an award/acquisition, it’s a purchase-type insider action (investors often view purchases as more informative than routine sales), but it reflects compensation/deferral mechanics rather than an open-market investment decision.

Insider Transaction Report

Form 4
Period: 2026-06-26
Klimowich John
SEVP & Chief Risk Officer
Transactions
  • Award

    Common Stock

    [F1]
    2026-06-26$20.86/sh+32.82$6859,212.587 total(indirect: By Stock-Based Deferral Plan)
Holdings
  • Common Stock

    63,662
  • Common Stock

    (indirect: By 401(k))
    17,130
  • Common Stock

    (indirect: By ESOP)
    8,689
  • Common Stock

    (indirect: By SERP)
    7,627
  • Common Stock

    (indirect: By SIM)
    4,214
  • Common Stock

    [F2]
    (indirect: By Stock Award III)
    10,971
  • Common Stock

    [F3]
    (indirect: By Stock Award IV)
    11,723
  • Common Stock

    [F4]
    (indirect: By Stock Award V)
    11,906
  • Stock Options (right to buy)

    [F5]
    Exercise: $15.60From: 2020-07-23Exp: 2029-07-23Common Stock (188,235 underlying)
    188,235
  • Stock Options (right to buy)

    [F5]
    Exercise: $15.94From: 2024-05-01Exp: 2033-05-01Common Stock (12,030 underlying)
    12,030
  • Stock Options (right to buy)

    [F6]
    Exercise: $16.49From: 2025-03-06Exp: 2034-03-06Common Stock (8,850 underlying)
    8,850
  • Stock Options (right to buy)

    [F7]
    Exercise: $16.23From: 2026-03-03Exp: 2035-03-03Common Stock (20,310 underlying)
    20,310
  • Stock Options (right to buy)

    [F8]
    Exercise: $18.28From: 2027-03-02Exp: 2036-03-02Common Stock (20,227 underlying)
    20,227
Footnotes (8)
  • [F1]Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
  • [F2]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
  • [F3]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028.
  • [F4]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 2, 2029.
  • [F5]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
  • [F6]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
  • [F7]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.
  • [F8]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 2, 2027.
Signature
/s/ Dennis E. Gibney, Power of Attorney|2026-06-30

Documents

1 file
  • 4
    wk-form4_1782835742.xmlPrimary

    FORM 4