Columbia Financial, Inc./MD/·4

Jul 28, 3:22 PM ET

Klimowich John 4

4 · Columbia Financial, Inc./MD/ · Filed Jul 28, 2026

Research Summary

AI-generated summary of this filing

Updated

Columbia Financial (CLBK) SEVP John Klimowich Receives Award

What Happened
John Klimowich, Senior EVP & Chief Risk Officer of Columbia Financial (CLBK), was credited with 62.925 shares (phantom stock units) at a price of $10.88 per share on July 24, 2026, representing a total value of $685. This transaction is recorded as an acquisition/award (code A) rather than an open-market purchase.

Key Details

  • Transaction date: 2026-07-24; Filing date: 2026-07-28 (filed within the typical two-business-day window).
  • Amount: 62.925 units at $10.88 each; total value ≈ $685.
  • Shares owned after transaction: Not specified in the provided filing excerpt.
  • Footnote: F1 — These are phantom stock units purchased by the trustee of a rabbi trust under the Columbia Bank Stock Based Deferral Plan (a non‑qualified stock‑based deferral plan). Units will be settled in shares upon distribution to the reporting person.
  • Transaction code: A (award/acquisition).

Context
This was an award/deferral credit (phantom stock units) rather than a market purchase or sale; such deferred awards are common compensation/retention mechanisms and will convert to actual shares when distributed per the plan. The dollar value is modest ($685), so the transaction is primarily administrative/compensation-related rather than a significant personal investment signal.

Insider Transaction Report

Form 4
Period: 2026-07-24
Klimowich John
SEVP & Chief Risk Officer
Transactions
  • Award

    Common Stock

    [F1]
    2026-07-24$10.88/sh+62.925$68520,401.925 total(indirect: By Stock-Based Deferral Plan)
Holdings
  • Common Stock

    145,056
  • Common Stock

    (indirect: By 401(k))
    67,686
  • Common Stock

    (indirect: By SERP)
    16,779
  • Common Stock

    (indirect: By ESOP)
    19,115
  • Common Stock

    (indirect: By SIM)
    9,270
  • Common Stock

    [F2]
    (indirect: By Stock Award III)
    24,136
  • Common Stock

    [F3]
    (indirect: By Stock Award IV)
    25,790
  • Common Stock

    [F4]
    (indirect: By Stock Award V)
    26,193
  • Stock Options (right to buy)

    [F5]
    Exercise: $7.10From: 2020-07-23Exp: 2029-07-23Common Stock (414,117 underlying)
    414,117
  • Stock Options (right to buy)

    [F5]
    Exercise: $7.25From: 2024-05-01Exp: 2033-05-01Common Stock (26,466 underlying)
    26,466
  • Stock Options (right to buy)

    [F6]
    Exercise: $7.50From: 2025-03-06Exp: 2034-03-06Common Stock (19,470 underlying)
    19,470
  • Stock Options (right to buy)

    [F7]
    Exercise: $7.38From: 2026-03-03Exp: 2035-03-03Common Stock (44,682 underlying)
    44,682
  • Stock Options (right to buy)

    [F8]
    Exercise: $8.31From: 2027-03-02Exp: 2036-03-02Common Stock (44,499 underlying)
    44,499
Footnotes (8)
  • [F1]Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
  • [F2]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
  • [F3]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028.
  • [F4]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 2, 2029.
  • [F5]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
  • [F6]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
  • [F7]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.
  • [F8]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 2, 2027.
Signature
/s/ Thomas F. Splaine, Jr., Power of Attorney|2026-07-28

Documents

1 file
  • 4
    wk-form4_1785266549.xmlPrimary

    FORM 4