Amerant Bancorp Inc. 8-K

What Happened
Amerant Bancorp’s subsidiary Amerant Bank, N.A. announced it entered an Asset Sale Agreement with Peachtree Group dated December 31, 2025. The parties closed on January 7, 2026, and the Bank sold three of up to five loans to Peachtree for a total purchase price of approximately $49.7 million. The Purchaser elected not to buy the remaining two loans.

Key Details

• Agreement date: December 31, 2025; Closing date: January 7, 2026.
• Up to five loans were offered with an estimated outstanding principal balance of $74.0 million as of December 31, 2025.
• The Bank sold three loans for about $49.7 million; Peachtree declined two loans.
• The Asset Sale Agreement includes customary representations, warranties, covenants, indemnities and closing conditions; the agreement is filed as Exhibit 10.1 (certain confidential portions omitted).

Why It Matters
This transaction removes the sold loans from Amerant Bank’s loan portfolio and delivers roughly $49.7 million in proceeds, which can affect the Bank’s loan balances, liquidity and near‑term balance sheet composition. Investors should note the size of the offered pool ($74.0M) versus the portion actually sold, and may watch future disclosures for any impact on credit metrics, capital ratios or earnings stemming from this and similar loan sales.