MetroCity Bankshares, Inc. 8-K

What Happened
MetroCity Bankshares, Inc. (MCBS) filed a Form 8-K on January 30, 2026 under Item 2.02 to announce its results of operations and financial condition for the quarter ended December 31, 2025. The company released a press release with the detailed results, which is attached to the filing as Exhibit 99.1 and incorporated by reference.

Key Details

• Filing date: January 30, 2026; reporting period: quarter ended December 31, 2025.
• Press release: Exhibit 99.1 (Earnings press release dated January 30, 2026) included with the 8-K.
• Form signed by Lucas Stewart, Chief Financial Officer, on behalf of the registrant.
• Cover page interactive XBRL file (Exhibit 104) was included with the filing.

Why It Matters
This 8-K signals that MetroCity has publicly reported its Q4 2025 quarterly results; investors should review the attached press release for revenue, net income, earnings per share, asset quality, and any management commentary or guidance. Quarterly results can affect investor sentiment, share price, and expectations for capital, dividends, or regulatory metrics for a bank. For the specific financial figures and detailed analysis, consult Exhibit 99.1 and any subsequent SEC filings.