Angel Oak Mortgage REIT, Inc. 8-K

What Happened
Angel Oak Mortgage REIT, Inc. (AOMR) filed an 8-K (Item 8.01) disclosing that on April 22, 2026 it and a subsidiary (AOMR TRS SPE, LLC) executed Amendment No. 5 to the Pricing Side Letter for its loan financing facility with lender “Global Investment Bank 2.” The amendment updates the seller underwriting guidelines to permit home equity revolving lines of credit (HELOCs) and extends the termination date of the loan financing facility to April 21, 2028. A copy of Amendment No. 5 was furnished as Exhibit 10.1 to the filing.

Key Details

• Amendment date: April 22, 2026; 8-K filed April 27, 2026 (Item 8.01).
• Parties: Global Investment Bank 2, AOMR TRS SPE, LLC, and Angel Oak Mortgage REIT, Inc.
• Main changes: seller underwriting guidelines updated to include home equity revolving lines of credit (HELOCs); facility termination date extended to April 21, 2028.
• Amendment No. 5 attached as Exhibit 10.1; portions of the exhibit are redacted under Regulation S-K.

Why It Matters
This amendment broadens the types of loans that can be originated or purchased under AOMR’s financing arrangement by explicitly adding HELOCs, which may affect the company’s future asset mix and credit profile. Extending the facility to April 21, 2028 provides the company more time and stability for its financing structure. The filing does not disclose pricing or other financial terms, so investors should look for future disclosures for how this change may affect yields, leverage, or risk exposure.