Curran Christopher G 4

4 · Essent Group Ltd. · Filed Feb 13, 2026

AI-generated summary of this filing

Updated Feb 13, 2026

Essent (ESNT) Pres. Christopher Curran Receives Restricted Share Awards

What Happened

Christopher G. Curran, President of Essent Guaranty, Inc., received equity awards on Feb 11, 2026: 19,845 restricted shares granted at $65.51 each (value $1,300,046) and 9,923 restricted share units (derivative) at $65.51 each (value $650,056). The filing also shows dispositions to the issuer of 1,045 and 60 shares at $0 (no cash proceeds). These were awards/grants (A) rather than open‑market purchases or sales.

Key Details

Transaction date: Feb 11, 2026; Form 4 filed Feb 13, 2026 (no late‑filing flag indicated).
Prices and values reported: 19,845 shares @ $65.51 = $1,300,046; 9,923 RSUs @ $65.51 = $650,056. Total reported value ≈ $1,950,102.
Dispositions: 1,045 shares and 60 shares reported as “Disposition to the issuer” at $0 (filing does not state reason).
Shares owned after transaction: Not stated in the filing.
Transaction codes: A = Award/Grant; D = Disposition to issuer.

Context

Per the filing footnotes: the 19,845 restricted shares are performance‑based awards under the 2013 Long‑Term Incentive Plan tied to multi‑year book‑value growth and relative total shareholder return (three‑year performance period beginning Jan 1, 2026; vesting Mar 1, 2029). The 9,923 awards are restricted share units (RSUs) that convert one‑for‑one into common shares and vest in equal installments on Mar 1 of 2027, 2028 and 2029. Dividend equivalent rights accrue on unvested awards and vest proportionately with the related awards.
These transactions are compensation awards (not open‑market buys). Such grants compensate executives and are not direct signals of immediate buying or selling intent.

Form 4

Period: 2026-02-11

Pres., Essent Guaranty, Inc.

Transactions

Award
Common shares, par value $0.015
[F1]
2026-02-11$65.51/sh+19,845$1,300,046→ 309,307 total
Disposition to Issuer
Common shares, par value $0.015
2026-02-11−1,045→ 308,262 total
Award
Restricted share units
[F2][F3]
2026-02-11$65.51/sh+9,923$650,056→ 9,923 total
→ Common shares, par value $0.015 (9,923 underlying)
Disposition to Issuer
Dividend equivalent units
[F4]
2026-02-11−60→ 4,178 total
→ Common shares, par value $0.015 (60 underlying)

Footnotes (4)

[F1]Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2026 and vesting on March 1, 2029.
[F2]Restricted share units convert into common shares on a one-for-one basis.
[F3]Represents restricted share units granted under the issuer's 2013 Long-Term Incentive Plan that will vest in equal installments on each of March 1, 2027, 2028 and 2029.
[F4]The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Signature

/s/ David B. Weinstock, as attorney-in-fact|2026-02-13

1 file